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Zopa: Cash ISA reviews

4.94
Based on 1,261 reviews, last reviewed 15th Jun 2025
1% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

4

Easy cash Isa Easy to set up and manage on app Reviewed on: 15th June 2025
Sarah B's avatar
Sarah B

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1261)

Easy to use and great interest rates !

5
I found opening my cash ISA super easy and seeing the monthly interest accrue makes it more encouraging to keep saving ! Interests rates are definitely the best compared to other companies Reviewed on: 25th April 2025

Great banking

5
Super convenient customer service and great account management. Reviewed on: 25th April 2025

Easy to use simple and user friendly

5
Easy to use simple and user friendly Reviewed on: 25th April 2025

Super easy to use at the touch of a screen.

5
I wanted to set up an online easy access ISA last year and found Zopa to be a very user friendly app to navigate. Managed to transfer in an old isa in with ease too! All done at home at the touch of a screen. I can see my money at all times and it also tells me how much of my yearly allowance I can still deposit. Would highly recommend. Reviewed on: 25th April 2025

Zopa are a breath of fresh air.

5
Zopa are a breath of fresh air. The app is so simple to use, their interest rates are always up with the very best and adjust quickly and fairly when government interest rates change. I've been with them for a few years now and see no need to change for now! Reviewed on: 25th April 2025

Well designed

5
Zopa has clearly worked hard to make the App really good and the savings options for users to choose are really well designed. The isa is no exception to this and has been working well for me. Reviewed on: 25th April 2025

Easy to use, good interest rates and even gave me a...

5
Easy to use, good interest rates and even gave me a free £5 for using their other account Reviewed on: 24th April 2025

minefield

5
with banking being a minefield,Zopa makes it clear and easy. Reviewed on: 24th April 2025

Help system

5
Very helpful when I didn't understand something and personable contacts Reviewed on: 24th April 2025

Brilliant All Rounder

5
Brilliant app, easy to use and great variety of products. Reviewed on: 24th April 2025

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