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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.84 (1546 reviews)

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4.84

Based on 1,546 reviews, last reviewed 12th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great online services I am very happy with the online service. It is simple, quick and easy to use their website. So far I am happy to keep my savings with Zopa Reviewed on: 12th June 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1546)

User friendly app

The app is very user friendly and transparent Reviewed on: 7th March 2026

All good except it would help, to be able to speak t...

All good except it would help, to be able to speak to someone, when needed. The 'chat' was good and did answer my query but sometimes you need to speak to someone. This is my only reservation otherwise it would have been full stars. Reviewed on: 7th March 2026

Competitive with handy sum left to save that tax year

It is competitive and that's what counts using the amount saved in that year in isa's via zopa to calculate how much more you can put in that tax year that's very handy. Reviewed on: 7th March 2026

Excellent experience

It’s been painless and easy to open an account with Zopa. They communicate well and offer decent rates. No drama! Reviewed on: 7th March 2026

Very good all round bank

Very good, efficient and easy to use. Good rates of interest. Reviewed on: 7th March 2026

Easy to use app

Easy to use app. Good rates Simple to move money between pots Reviewed on: 7th March 2026

Well informed and good products.

Well informed and good products. Have recommended to a couple of friends as well. Reviewed on: 7th March 2026

Excellent provides my requirements

Excellent provides my requirements Reviewed on: 7th March 2026

Good all round!

Great app, simple to use. Like the convenience of the flexible isa. Reviewed on: 7th March 2026

Placed my money with Zopa on the recommendation of M...

Placed my money with Zopa on the recommendation of Martin Lewis - never looked back Reviewed on: 6th March 2026

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