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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1545 reviews)

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4.95

Based on 1,545 reviews, last reviewed 17th Apr 2026

51% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1545)

Really find the ISA pots useful so I can have differ...

Really find the ISA pots useful so I can have different pots for different savings goals. Reviewed on: 7th March 2026

Customer service is absolutely excellent every time...

Customer service is absolutely excellent every time I speak to them Reviewed on: 7th March 2026

Easy to use & invest.

Easy to use & invest. Quick top transfer funds to different accounts and good interest rates. Reviewed on: 7th March 2026

Excellent

Excellent website. Easy to use. All my accounts at a touch of the button. Quick helpful and knowledgeable customer service. All in all a good all round service Reviewed on: 7th March 2026

Easy to mange account via app.Use via app.

Use via app which is really easy to navigate and gives all information you need. Bank transfers also hassle free and good notifications. Like they it tracks IsA allowance and tracks interest making financial returns easier. Reviewed on: 7th March 2026

Customer service

Always provide great customer service. I find their app easy to use for my online banking Reviewed on: 7th March 2026

Great app, easy and smooth process.

Great app, easy and smooth process..competitive rates for their ISAs. Worth keeping an eye on the different 'pots' they offer. Reviewed on: 7th March 2026

Zopa Products and Correspondence

I have been with Zopa for a quite a few years when it did peer to peer lending and always found them very good. There correspondence with customer has always been good. Reviewed on: 7th March 2026

No frills

Easy to use and everything laid out plainly Reviewed on: 7th March 2026

User friendly app

The app is very user friendly and transparent Reviewed on: 7th March 2026

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