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Zopa: Cash ISA reviews

4.95
Based on 1,545 reviews, last reviewed 17th Apr 2026
51% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026
tom s's avatar
tom s

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1545)

I have had several accounts over the years and never...

5
I have had several accounts over the years and never had any problems. Reviewed on: 7th March 2026

Customer satisfaction

5
Service second to none regarding experience and service Reviewed on: 7th March 2026

Zopa is Great!

5
I wholeheartedly recommend using Zopa and the app is very easy to use. The transfer of money to and from my Zopa account is extremely quick and stress-free. Reviewed on: 7th March 2026

Very easy to use app, clear communication, no proble...

5
Very easy to use app, clear communication, no problem ever encountered Reviewed on: 7th March 2026

Never had a problem with dealing with them, always p...

5
Never had a problem with dealing with them, always professional Reviewed on: 7th March 2026

Great Rates Easy to Use App

5
Great rates easy to manage funds via app. Reviewed on: 7th March 2026

Easy to use money transferred I seconds

5
Easy to use money transferred I seconds Reviewed on: 7th March 2026

Very user friendly

5
Very clear easy to use app. Not too many emails! Reviewed on: 7th March 2026

Happy customer!

5
So simple, good interest rates and a great app to make it all happen! I’ve been with Zopa for nearly a year and think it’s the best financial decision I’ve ever made! Reviewed on: 7th March 2026

Tax free easy access

5
Easy access when you need it and tax free Reviewed on: 7th March 2026

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