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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1545 reviews)

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4.95

Based on 1,545 reviews, last reviewed 17th Apr 2026

51% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1545)

Novice investor

Good returns on investments and easy to sites and transfers. Good advice and clear instructions on how to use your money Reviewed on: 8th March 2026

Satisfied

Reliable and good to deal with.Very easy to access Reviewed on: 8th March 2026

I have recommended Zopa to my daughter and son-in-la...

I have recommended Zopa to my daughter and son-in-law both of which have opened accounts and are pleased with the app and customer service. Reviewed on: 8th March 2026

Cash ISA rate.

Your cash ISA is a safe excellent and reasonable. However your interest vould be a little higher so you can complete with firms like “Trading 212. But apart from that, everything is fine. Please pass my best regards to all your staff for me please. Reviewed on: 8th March 2026

Clear & precise product which is extremely easy to u...

Clear & precise product which is extremely easy to use & maintain. Reviewed on: 8th March 2026

Happy customer

Having been with Zopa for a few years I find them extremely easy to operate online and I am a senior citizen. The interest rates are very competitive and I can speak to an expert if required. They are excellent providers Reviewed on: 7th March 2026

Good timely responses.

Good timely responses. Competitive rates Reviewed on: 7th March 2026

Easy to use app

Great product range and easy to use app Reviewed on: 7th March 2026

Good value

Easy to use website. Good interest rates Reviewed on: 7th March 2026

Great online banking

Easy to use app, rates good what more do you want from a bank Reviewed on: 7th March 2026

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