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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1454 reviews)

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4.95

Based on 1,454 reviews, last reviewed 5th Feb 2026

18600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Zopa is very easy to use & amazing Zopa is very easy to use & amazing Reviewed on: 5th February 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1454)

Good rates of interest and easy to use app

Good rates of interest and easy to use app Reviewed on: 16th January 2026

Best instant access rates around

Excellent Intrest rates and extremely easy to access funds when required Reviewed on: 16th January 2026

Like it.

aceesing the app is straightforward and the layout setting out the different pots and designations are really helpful and clear.Like it Reviewed on: 16th January 2026

Zops is tops

Easy to use, never had any hassle. Reviewed on: 16th January 2026

Easy to navigate

Easy to navigate website good communication Reviewed on: 16th January 2026

Stress free money

Easy to use app and quickly move and pay money in and out Reviewed on: 16th January 2026

Easy to set up and manage your accounts plus good in...

Easy to set up and manage your accounts plus good interest rates. All account details well explained and advantages/disadvantages to each account type shown Reviewed on: 16th January 2026

No Negatives from Me.

It was very easy to open my ISA online. The interest rates offered were the best I could find at the time, and remain very competitive. I can access my account 24 hours per day via the Zopa app, which gives me all the information I could want in a very easy way. Reviewed on: 16th January 2026

Easy to use and great features.

Easy to use and great, very useful features, such savings pots. Transfers take seconds. Reviewed on: 16th January 2026

Great interest rates and easy to use app

Great interest rates and easy to use app Reviewed on: 16th January 2026

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