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Zopa: Cash ISA reviews

4.95
Based on 1,545 reviews, last reviewed 17th Apr 2026
51% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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0%

Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026
tom s's avatar
tom s

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1545)

Excellent service and app.

5
Excellent service and app. Easy to use, good communication and great interest rates Reviewed on: 6th March 2026

Innovative bank offering good interest

5
Have been a customer for many years and trust Zopa. They are innovative and provide a secure and reliable service with competitive interest rates Reviewed on: 6th March 2026

Easy to set up and a competitive rate of interest

5
Easy to set up, easy to access via the Zopa app and easy to make payments and withdrawals. And a competitive rate of interest. Reviewed on: 6th March 2026

Good communication and ease of app.

5
Good communication and ease of app. Reviewed on: 6th March 2026

The best banking app and service

5
The best banking app and service Reviewed on: 6th March 2026

All goog but app needs working on bit...

5
All goog but app needs working on bit slow Reviewed on: 6th March 2026

Got to love Zopa

5
So easy to use and great rates. Been a customer for years and wouldn’t go anywhere else. Reviewed on: 6th March 2026

Easy to use website.

5
Easy to use website. Good interest rates Reviewed on: 6th March 2026

Customer service is excellent.

5
Customer service is excellent. The Zopa App is so easy to use all the information at your fingertips tips. Reviewed on: 6th March 2026

Easy to access and no problems when logged in

5
Easy to access and no problems when logged in Reviewed on: 6th March 2026

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