Smart Money People Logo

Zopa: Cash ISA reviews

4.94
Based on 1,262 reviews, last reviewed 15th Jul 2025
99% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025
Clive D's avatar
Clive D

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Cash ISA reviews (1262)

Recommended Product

5
Recommended Product by my FA. Easy to Open and Easy to Operate. Absolutely No Problems Whatsoever, its Brill! THANK YOU. Reviewed on: 24th April 2025

Cash Isa

5
Easy access to account. Kept informed of any changes in bank rates, new accounts, changes of terms. Good rates in line with other banks. Easy to use app. Everything you need under one roof Reviewed on: 24th April 2025

Zopa easy to use and insightful spending breakdown

5
Easy to use mobile app, regular updates and access to move money between my other accounts. I also liked how all the emblems of each store or utility provider was displayed, which made it easier to see who I had purchased from. I also loved the spending insights, which gives you a breakdown of what you have spent with each provider and whether it is more or less than the previous month etc. Reviewed on: 24th April 2025

Very easy to manage this account and great interest

5
It's very easy to manage this account from Zopa, and the interest is great. Reviewed on: 24th April 2025

Good, easy banking with great interest rates!

5
Good, easy banking with great interest rates! Reviewed on: 24th April 2025

The banking app and services are very easy to use an...

5
The banking app and services are very easy to use and transfer money with external accounts Reviewed on: 24th April 2025

Competitive rates, easy to transfer fund in, out and...

5
Competitive rates, easy to transfer fund in, out and across accounts Reviewed on: 24th April 2025

The App is excellent!

5
The App is excellent! It was simple to set up my cash ISA Reviewed on: 24th April 2025

Easy to use, great rates and fast transfers

5
Easy to use, great rates and fast transfers Reviewed on: 23rd April 2025

Good rates for isa and savings very good banking app...

5
Good rates for isa and savings very good banking app easy to set up and very good customer service Reviewed on: 23rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65248 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.93 from 1784 reviews
    Zopa
    View all products