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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.84 (1546 reviews)

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4.84

Based on 1,546 reviews, last reviewed 12th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great online services I am very happy with the online service. It is simple, quick and easy to use their website. So far I am happy to keep my savings with Zopa Reviewed on: 12th June 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1546)

Just invested money and let savings grow

Just invested money and let savings grow Reviewed on: 6th March 2026

very good

very good telephone help & advice Reviewed on: 6th March 2026

Zopa is very easy to use & amazing

Zopa is very easy to use & amazing Reviewed on: 5th February 2026

Saving with zopa

Ive been saving for about four years with zopa with fixed isa and normal isa and so does the wife they have good rates of interest not the top but they are up there with the rest ive had NO reason for complaints and found them good and reliable keep it up zopa 5* Reviewed on: 23rd January 2026

From a friendly above and beyond helpful customer se...

From a friendly above and beyond helpful customer service team to simple easy to use efficient app and varied financial services . You can tell that this is a organisation that prides itself on excellence for the customer Reviewed on: 22nd January 2026

Easy to use on the go with the app

I have used Zopa for a few years now and find their app very easy and straightforward to use. I have had both loans and savings accounts and it is so easy to pay in/draw out and even pay extra amounts off the loan. Reviewed on: 22nd January 2026

Flexibility

Easy to navigate and gives you flexibility on your savings Reviewed on: 22nd January 2026

This bank is brilliant for people who have no self c...

This bank is brilliant for people who have no self control when trying to save . Myself came from a disadvantage background. So money is hard to control. But thanks to zopa bank. I can get in a habit of saving without worrying about spending . Reviewed on: 21st January 2026

My money

Very good service. very friendly customer service easy access to my money Reviewed on: 20th January 2026

This is the 2nd year I have used them for my isa’s -...

This is the 2nd year I have used them for my isa’s - very good rates Reviewed on: 19th January 2026

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