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Zopa: Cash ISA reviews

4.94
Based on 1,262 reviews, last reviewed 15th Jul 2025
99% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025
Clive D's avatar
Clive D

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1262)

the best cash ISA out there

5
For me, it’s the best cash ISA out there: best rates, simple, convenient. Reviewed on: 23rd April 2025

The app is easy to navigate and add and move funds i...

5
The app is easy to navigate and add and move funds into different pots Reviewed on: 23rd April 2025

Zopa is great

5
I find Zopa app easy to access and designed clearly for ease of use. The interest rate is always competitive and communication via email is excellent. Reviewed on: 23rd April 2025

Great interest and customer service when needed.

5
Great interest and customer service when needed. Reviewed on: 23rd April 2025

Fantastic, great to see a bank looking after its cus...

5
Fantastic, great to see a bank looking after its customers. Reviewed on: 23rd April 2025

Competitive rates

5
Easy to use. Competitive rates. Easy to move money around, and transactions are speedy. Reviewed on: 23rd April 2025

It offers what it promises: good interest rates on s...

5
It offers what it promises: good interest rates on savings and easy to use Reviewed on: 23rd April 2025

Zopa are convenient & competitive.

5
Zopa are convenient & competitive. They make saving inspiring. Reviewed on: 23rd April 2025

excellent rates, easy to use, csnt doubt it, can int...

5
excellent rates, easy to use, csnt doubt it, can integrate bank accounts Reviewed on: 23rd April 2025

It’s easy, hassle free.

5
It’s easy, hassle free. I recommended to my son and a few friends Reviewed on: 23rd April 2025

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