Smart Money People Logo

Zopa: Cash ISA reviews

4.94
Based on 1,262 reviews, last reviewed 15th Jul 2025
99% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025
Clive D's avatar
Clive D

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Cash ISA reviews (1262)

So easy to use and fact kept uptodate with changes

5
So easy to use and fact kept uptodate with changes Reviewed on: 23rd April 2025

Easy to navigate app, simple t&c

5
Easy to navigate app, simple t&c Reviewed on: 23rd April 2025

Easy to use app and great interest rates.

5
Easy to use app and great interest rates. Reviewed on: 23rd April 2025

Always updated on new products and always competitive

5
Always updated on new products and always competitive Reviewed on: 23rd April 2025

Great rates.

5
Great rates. Easy to use app withe agents available if you need them. Reviewed on: 23rd April 2025

Higher interest rates than I was offered by my bank...

5
Higher interest rates than I was offered by my bank and instant access Reviewed on: 23rd April 2025

Zopa cash ISA

5
I already had a savings account and decided to open an ISA. Process is very straightforward using the app, my interest earned gets updated monthly and I can add funds or withdraw whenever I want while still getting a great rate. Recommended Reviewed on: 23rd April 2025

Excellent, great app.

5
Excellent, great app. Really like the app layout. Reviewed on: 23rd April 2025

Nice app and useful.

5
Nice app and useful. Good rates. Reviewed on: 23rd April 2025

Quick & easy to set up,simple to move money

5
Quick & easy to set up,simple to move money Reviewed on: 23rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65248 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.93 from 1784 reviews
    Zopa
    View all products