Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Cash ISA reviews

4.84
Based on 1,546 reviews, last reviewed 12th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Great online services I am very happy with the online service. It is simple, quick and easy to use their website. So far I am happy to keep my savings with Zopa Reviewed on: 12th June 2026
Angie's avatar
Angie

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Cash ISA reviews (1546)

A great way to save with top rates of interest and s...

5
A great way to save with top rates of interest and so easy to set up and access. Reviewed on: 17th January 2026

Uncomplicated user experience

5
Using the app and setting up auto payments it's very easy. Not had to use customer service at all. Reviewed on: 17th January 2026

Easy platform to use.

5
Easy platform to use. Well informed information, always kept informed of rate changes in advance Reviewed on: 17th January 2026

Very pleased

5
Very pleased with Zopa’s service and products Reviewed on: 17th January 2026

Good banking

5
Good well explained Always on top and inform you about your account Reviewed on: 17th January 2026

great bank

5
they have great products and there app is amazing Reviewed on: 17th January 2026

Like being able to chose instant access or restricte...

5
Like being able to chose instant access or restricted with a better rate Reviewed on: 17th January 2026

Easy to use and ubderstand.

5
Easy to use and ubderstand. Good updates on new products.Easy to access and understand statements Reviewed on: 16th January 2026

Easy to use, convenient, quick & secure.

5
Easy to use, convenient, quick & secure. It is easy to set up and maintain. Reviewed on: 16th January 2026

Zopa is the best banking app.

5
Easy and friendly UI, competitive interest rates on savings accounts, quick transfer in and out of app. Great experience all round. Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44347 reviews
    Zopa
    View all products