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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1545 reviews)

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4.95

Based on 1,545 reviews, last reviewed 17th Apr 2026

51% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1545)

Uncomplicated user experience

Using the app and setting up auto payments it's very easy. Not had to use customer service at all. Reviewed on: 17th January 2026

Easy platform to use.

Easy platform to use. Well informed information, always kept informed of rate changes in advance Reviewed on: 17th January 2026

Very pleased

Very pleased with Zopa’s service and products Reviewed on: 17th January 2026

Good banking

Good well explained Always on top and inform you about your account Reviewed on: 17th January 2026

great bank

they have great products and there app is amazing Reviewed on: 17th January 2026

Like being able to chose instant access or restricte...

Like being able to chose instant access or restricted with a better rate Reviewed on: 17th January 2026

Easy to use and ubderstand.

Easy to use and ubderstand. Good updates on new products.Easy to access and understand statements Reviewed on: 16th January 2026

Easy to use, convenient, quick & secure.

Easy to use, convenient, quick & secure. It is easy to set up and maintain. Reviewed on: 16th January 2026

Zopa is the best banking app.

Easy and friendly UI, competitive interest rates on savings accounts, quick transfer in and out of app. Great experience all round. Reviewed on: 16th January 2026

Zopa has been easy to use and save money with.

Zopa has been easy to use and save money with. Clear guidance and information provided. Interest rates have been compatible and allowed me to save and gain interest. Zopa also provide valuable information on other services they provide. Reviewed on: 16th January 2026

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