Smart Money People Logo

Zopa: Cash ISA reviews

4.94
Based on 1,262 reviews, last reviewed 15th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025
Clive D's avatar
Clive D

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Cash ISA reviews (1262)

Such an easy app to use, upto date account informati...

5
Such an easy app to use, upto date account information, excellent interest rates, communication is excellent. Reviewed on: 23rd April 2025

I use the credit card and savings pots which I find...

5
I use the credit card and savings pots which I find very user friendly and has helped me start to save money so thank you Reviewed on: 23rd April 2025

Excellent banking service, easy to use app...

4
Excellent banking service, easy to use app, and competitive interest rates Reviewed on: 23rd April 2025

Great app, clear and modern and reasonable interest...

5
Great app, clear and modern and reasonable interest rates Reviewed on: 23rd April 2025

Zopa is very user friendly, great interest rates and...

5
Zopa is very user friendly, great interest rates and easy to navigate. Reviewed on: 23rd April 2025

Easy to use and reliable

5
Easy to use website, quick reliable access to my money. Reviewed on: 23rd April 2025

Very good company good services help for my business...

5
Very good company good services help for my business I happy for my account Reviewed on: 23rd April 2025

Easy website to navigate, Zopa offers good interest...

5
Easy website to navigate, Zopa offers good interest rates and movement of funds is very fast. Reviewed on: 23rd April 2025

Easy to use

5
The app is easy to use, it explains its account to very well and it keeps me updated with just the right number of communications Reviewed on: 23rd April 2025

Good service.

5
Good service. Very competitive interest rates Reviewed on: 23rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65248 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.93 from 1784 reviews
    Zopa
    View all products