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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.84 (1546 reviews)

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4.84

Based on 1,546 reviews, last reviewed 12th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great online services I am very happy with the online service. It is simple, quick and easy to use their website. So far I am happy to keep my savings with Zopa Reviewed on: 12th June 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1546)

Zopa has been easy to use and save money with.

Zopa has been easy to use and save money with. Clear guidance and information provided. Interest rates have been compatible and allowed me to save and gain interest. Zopa also provide valuable information on other services they provide. Reviewed on: 16th January 2026

.Easy to manage account.

The app is easy to use,all information is available.Straightforward to move money. Reviewed on: 16th January 2026

Simpler banking.

Not difficult to set up an account. App works very well and easy to navigate. Reviewed on: 16th January 2026

Great products, great easy to use app.

Great products, great easy to use app. Transfer rapid. Keep me updated on new products. Reviewed on: 16th January 2026

I have been with Zopa for a couple of years now and...

I have been with Zopa for a couple of years now and I wouldn’t change anything. Reviewed on: 16th January 2026

The best interest rate, it’s that simple

I switched, back when they were Beta testing (and weren’t even a Bank) as they had the best interest rate on my cash. That is my motivation, they were covered by the FCA so it was safe and I have stayed. Reviewed on: 16th January 2026

The perfect account!

The account suits perfectly...a good rate of interest with instant access, wonderful ! Reviewed on: 16th January 2026

An easy to use interface-that offers great rates,val...

An easy to use interface-that offers great rates,vale for money & complete transparency Reviewed on: 16th January 2026

Zopa,easy to use, great customer service & great rates!

Zopa has an easy to use app, has effective & responsive customer service & good savings rates on their cash ISA, easy to differentiate between savings pots & ISA which makes it easy to save towards goals. Reviewed on: 16th January 2026

Easy to use app. Great interest rates

Easy to use app. Great interest rates Reviewed on: 16th January 2026

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