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Zopa: Cash ISA reviews

4.84
Based on 1,546 reviews, last reviewed 12th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

Great online services I am very happy with the online service. It is simple, quick and easy to use their website. So far I am happy to keep my savings with Zopa Reviewed on: 12th June 2026
Angie's avatar
Angie

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

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Zopa Cash ISA reviews (1546)

Top cash ISA

5
Easy to set up and great communication. Reviewed on: 16th January 2026

Feal safe to use.

5
Easy to manage. Quick to add and take money out. Competitive rates. Always at hand for support. Would happily recommend to family and friends. Reviewed on: 16th January 2026

Easy to open and view in app. Easy to keep track off

5
Easy to open and view in app easy to keep track off Reviewed on: 16th January 2026

Easy to use app, flexible savings pots.

5
Easy to use app, flexible savings pots. Reviewed on: 16th January 2026

The easy MONEY ISA...

5
Very easy to set up and get running, also great to be able to go to your app and keep an eye on what's happening to your investment. Reviewed on: 16th January 2026

Easy to use app and good service.

5
Easy to use app and good service. Reviewed on: 16th January 2026

Promotion rates only for new customers

4
All been good but disappointing that interest rates dropped after 1st year for existing customers so have had to move elsewhere Reviewed on: 16th January 2026

Love using the Zopa app.

5
Love using the Zopa app. So easy to transfer money, open new savings pots and check my balances Reviewed on: 16th January 2026

Excellence

5
Good rates of interest. Helpful and efficient customer service. Clear and easily navigable website. Reviewed on: 16th January 2026

Excellent service well trusted.

5
Excellent service well trusted. Easy to operate. Highly competitive. Reviewed on: 16th January 2026

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