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Zopa: Cash ISA reviews

4.94
Based on 1,262 reviews, last reviewed 15th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
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Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025
Clive D's avatar
Clive D

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1262)

Very happy

5
Very happy with Zopa - the ease of the app, the open communication. Reviewed on: 23rd April 2025

Always very competitive rates.

5
Always very competitive rates. Such an easy app to manage. And now I can see my other balances I actually get quite excited about managing my finances! Reviewed on: 23rd April 2025

Great Easy Access Flexible Cash ISA

5
The ISA had a competitive bonus rate for the first year, which of course has reduced now. The app is very user friendly for timely deposits and withdrawals. Reluctantly I need to be looking at rates now. Reviewed on: 23rd April 2025

Zopa is good to use

5
Zopa is easy to use and transfers and getting cash in or out is instant so very good . Reviewed on: 23rd April 2025

Zopa brilliant bank, great rates, great App

5
Brilliant bank, great rates, good communication also the App is really easy to use, makes online banking a pleasure. Moving money between accounts is a cinch, highly recommended. Reviewed on: 23rd April 2025

Cash ISA

5
Great interest rates, app easy to use. Reviewed on: 23rd April 2025

Easy to transfer ISA from another provider, great Ap...

5
Easy to transfer ISA from another provider, great App that allows you to see all saving potential and transfer funds between them and total amount of interest paid Reviewed on: 23rd April 2025

Good range if savings accounts that are easy to open...

5
Good range if savings accounts that are easy to open and run. Reviewed on: 23rd April 2025

So easy to use and great rates.

5
So easy to use and great rates.I've now not the current account too, which is going to be my main one as it offers so much more than most Reviewed on: 23rd April 2025

The app is really easy to use and the information is...

5
The app is really easy to use and the information is clear. I have had no issues since I joined Zopa 3 years ago Reviewed on: 23rd April 2025

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