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Zopa: Cash ISA reviews

4.95
Based on 1,545 reviews, last reviewed 17th Apr 2026
53% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026
tom s's avatar
tom s

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1545)

Feal safe to use.

5
Easy to manage. Quick to add and take money out. Competitive rates. Always at hand for support. Would happily recommend to family and friends. Reviewed on: 16th January 2026

Easy to open and view in app. Easy to keep track off

5
Easy to open and view in app easy to keep track off Reviewed on: 16th January 2026

Easy to use app, flexible savings pots.

5
Easy to use app, flexible savings pots. Reviewed on: 16th January 2026

The easy MONEY ISA...

5
Very easy to set up and get running, also great to be able to go to your app and keep an eye on what's happening to your investment. Reviewed on: 16th January 2026

Easy to use app and good service.

5
Easy to use app and good service. Reviewed on: 16th January 2026

Promotion rates only for new customers

4
All been good but disappointing that interest rates dropped after 1st year for existing customers so have had to move elsewhere Reviewed on: 16th January 2026

Love using the Zopa app.

5
Love using the Zopa app. So easy to transfer money, open new savings pots and check my balances Reviewed on: 16th January 2026

Excellence

5
Good rates of interest. Helpful and efficient customer service. Clear and easily navigable website. Reviewed on: 16th January 2026

Excellent service well trusted.

5
Excellent service well trusted. Easy to operate. Highly competitive. Reviewed on: 16th January 2026

Great rates and simple to use...

5
Great rates and simple to use, the app is excellent Reviewed on: 16th January 2026

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