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Zopa: Cash ISA reviews

4.95
Based on 1,453 reviews, last reviewed 23rd Jan 2026
18500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Saving with zopa Ive been saving for about four years with zopa with fixed isa and normal isa and so does the wife they have good rates of interest not the top but th... Read more Reviewed on: 23rd January 2026
David 's avatar
David

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1453)

Zopa Bank

5
Been with Zopa now for a number of years and they have Always been polite and professional when I have contacted them. Excellent. Reviewed on: 16th January 2026

Total Zopa

5
Very impressed with the interest rates and on line app very easy to use. And lots to choose from and availability too. Reviewed on: 16th January 2026

Recommend

5
Been with Zopa for years and always found them to be easy to deal with. Everything is very clear. Reviewed on: 16th January 2026

Easy to use online banking.

5
Great interest rates on my savings account. Able to withdrawn and add money easily. Easy to use online banking. Reviewed on: 16th January 2026

Trusting isa’s

5
I’ve had dealings with Zopa before however taking out an isa with them was far beyond my exportations, from first communication until the very last, expertise, professionalism and knowledgeable about their product was amazing Reviewed on: 16th January 2026

Straightforward

5
Have used Zopa for several years, and more recently as an ISA provider. Everything is clear and app is easy to navigate. Reviewed on: 16th January 2026

Zopa is a great card to have.

5
Zopa is a great card to have. I'm happy they accepted me. Great app too. I've recommended Zopa to my friends. Reviewed on: 16th January 2026

Brilliant Bankiing .

5
Have never known banking could be so brilliant. User friendly website. Makes managing your money a doddle. An app that doesn’t frustrate & annoy! It’s a revelation Reviewed on: 16th January 2026

Zopa have very competitive rates for their ISA produ...

5
Zopa have very competitive rates for their ISA products and on line is so simple to use and keep a track of your account. Reviewed on: 16th January 2026

Very easy to use.

5
Very easy to use. App is amazing and easy to use . Reviewed on: 16th January 2026

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