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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1446 reviews)

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4.95

Based on 1,446 reviews, last reviewed 19th Jan 2026

17800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Gerald McKee I like zopa because it's best rate about, looks after my money without any problems. Keeps you updated with new rates and investments, that puts mor... Read more Reviewed on: 19th January 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1446)

A superior, and outstanding Company!

A superior, and outstanding Company! Simply the BEST. Reviewed on: 16th January 2026

Seamless and efficient service: brilliant!

Seamless and efficient service: brilliant! Reviewed on: 16th January 2026

does exactly what it says on the tin, easy to use, f...

does exactly what it says on the tin, easy to use, friendly customer service, easy app, just easy Reviewed on: 16th January 2026

Very easy to invest and very easy to withdraw funds...

Very easy to invest and very easy to withdraw funds when required. I am very happy with ZOPA Reviewed on: 16th January 2026

Zopa ISA

Zopa ISA was easy to open with good interest rates. Easy to transfer money in and out. Reviewed on: 16th January 2026

Brilliant service

I have always received a great service from Zopa Reviewed on: 16th January 2026

Simple to use with a good rate too

Opening the account was easy, I use the savings app and always works well with no problems Reviewed on: 16th January 2026

I have saved with zopa for several years in a variet...

I have saved with zopa for several years in a variety of accounts. The interest rates have always been good and I have gradually moved more savings there. It's a safe home for my money. Reviewed on: 16th January 2026

I like zopa as the rates are better than high street...

I like zopa as the rates are better than high street banks Reviewed on: 16th January 2026

Easy to deal with.

Very easy to set up and products are competitive.Kept up to date with rate changes and important information. Reviewed on: 16th January 2026

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