Smart Money People Logo

Zopa: Cash ISA reviews

4.95
Based on 1,545 reviews, last reviewed 17th Apr 2026
54% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026
tom s's avatar
tom s

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Cash ISA reviews (1545)

Easy to set up and use.

5
Easy to set up and use. Integrated well with my other savings account Reviewed on: 16th April 2025

A very clear and straightforward process

5
A very clear and straightforward process Reviewed on: 16th April 2025

Cash ISA

5
Easy to set up, and to add and withdraw funds Reviewed on: 16th April 2025

Amazing, thanks, very professional

5
Amazing, thanks, very professional Reviewed on: 16th April 2025

Good interest rate from an easy to use app

5
Good interest rate from an easy to use app Reviewed on: 16th April 2025

Great app easy to use.

5
Great app easy to use. Great value for money Reviewed on: 16th April 2025

Best flexible isa around

5
Best flexible isa rate around and very easy to pay money in and quick to withdraw too penalty free Reviewed on: 16th April 2025

All good so far .

4
All good so far ..app should be better..still very glitchy and needs a dark theme Reviewed on: 16th April 2025

The Zopa app is easy to use and manage my savings wi...

5
The Zopa app is easy to use and manage my savings with good interest rates. Reviewed on: 16th April 2025

Straightforward, simple , easy to operate.

5
Straightforward, simple , easy to operate. Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.95 from 69078 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44338 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6587 reviews
    Zopa
    View all products