Smart Money People Logo

Zopa: Cash ISA reviews

4.95
Based on 1,545 reviews, last reviewed 17th Apr 2026
54% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026
tom s's avatar
tom s

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Cash ISA reviews (1545)

Excellent efficient service.

5
Excellent efficient service..and a very favourable interest rate Reviewed on: 16th April 2025

Easy peasy

5
Always had a great experience with Zopa, it's simple to navigate the app and it just works. No fuss, no stress. Reviewed on: 16th April 2025

Zopa's app is so easy to use and I have recommended...

5
Zopa's app is so easy to use and I have recommended them to a lot of people. I specifically like that you can create pots as a way of segregating savings. Reviewed on: 16th April 2025

Great product, excellent savings rate and easy to us...

5
Great product, excellent savings rate and easy to use app Reviewed on: 16th April 2025

So easy and quick to set up.

5
So easy and quick to set up. The app makes it so easy to keep track 24/7. Reviewed on: 16th April 2025

Easy to use and offers great rates

5
Zopa is easy to use and offers great rates and features to manage your money. It's also really easy to move money in from my legacy bank in just a few steps. I have a mix of ISAs and quick access savings accounts. Reviewed on: 16th April 2025

Easy to set up, great rates!

5
Easy to set up, easy to transfer and great rates! Reviewed on: 16th April 2025

Great service

5
Great rates, easy to deal with, no issues in the years I’ve been banking with them Reviewed on: 16th April 2025

Excellent company.

5
Excellent company. Good service and good interest rates Reviewed on: 16th April 2025

ISA rates..

4
Sad that ISA rates were dropped between other providers Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.95 from 69078 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44338 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6587 reviews
    Zopa
    View all products