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Zopa: Cash ISA reviews

4.95
Based on 1,545 reviews, last reviewed 17th Apr 2026
54% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026
tom s's avatar
tom s

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1545)

This online bank is simple to use.

5
This online bank is simple to use. Friendly, clear & helpful communication. Very good all round. Reviewed on: 16th April 2025

Very easy to use the app instant savings with really...

5
Very easy to use the app instant savings with really good rates Reviewed on: 16th April 2025

All good bar not offering a competitive Instant Acce...

4
All good bar not offering a competitive Instant Access cash ISA The initial 3 month bonus used to appear good isn't the sort of sharp practice I expect off Zopa...just be straightforward without gimmick traps Reviewed on: 16th April 2025

Being a Zopa customer is so easy!

5
Everything about being Zopa customer is easy. Easy to set up, easy to use and to change things around. The rates are good, and well communicated. have two products, and I'm really pleased with both. Reviewed on: 16th April 2025

Great product intrest reasonable

5
Great product intrest reasonable Reviewed on: 16th April 2025

Been with Zopa a number of years now & even though I...

5
Been with Zopa a number of years now & even though I can get better interest rates elsewhere, I have stayed with Zopa due to an all round great customer experience Reviewed on: 16th April 2025

Zopa is the only savings app for me

5
I transferred all my savings to Zopa because they offered the best interest rates and very easy to use app. Reviewed on: 16th April 2025

Great rates, super easy to use, and love the fact th...

5
Great rates, super easy to use, and love the fact that you can reinvest easily. It really takes the fuss out of using an ISA. Reviewed on: 16th April 2025

Always straight forward and easy to access

5
Always straight forward and easy to access Reviewed on: 16th April 2025

Great Rates for ISA and fixed term ISA

5
Great Rates for ISA and fixed term ISA Reviewed on: 16th April 2025

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