Smart Money People Logo

Zopa: Cash ISA reviews

4.95
Based on 1,545 reviews, last reviewed 17th Apr 2026
54% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026
tom s's avatar
tom s

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Cash ISA reviews (1545)

My review

5
Useful app and get interest every month. Reviewed on: 16th April 2025

Excellent app, easy to navigate, good rates, transfe...

5
Excellent app, easy to navigate, good rates, transferring money easy and quick and safe. Reviewed on: 16th April 2025

Good rates.

5
Good rates. Flexible isa. Easy to use. Transparent Reviewed on: 16th April 2025

Great App, friendly customer service.

5
Great App, friendly customer service. Definitely recommended Reviewed on: 16th April 2025

Good interest rates, good to save any spare cash

5
Good interest rates, good to save any spare cash Reviewed on: 16th April 2025

Great products

5
So easy to set up, great rates. App is easy to navigate and everything can be seen at a glance Reviewed on: 15th April 2025

Best interest rates

5
Best interest rates and easy to access and withdraw money. Only improvement would be to have a different sort code and bank account number for each savings pot so I could directly transfer into and out of it Reviewed on: 15th April 2025

Opening my new cash ISA was a breeze and a very easy...

5
Opening my new cash ISA was a breeze and a very easy banking site to use. Lovely to check my interest every month. Reviewed on: 14th April 2025

Having only just joined Zopa bank I am impressed wit...

5
Having only just joined Zopa bank I am impressed with their service and products. Great App and easy to use / navigate. Very good interest rates on offer, like the various savings pots, good idea, money is protected, very important to know, very pleased Reviewed on: 14th April 2025

Great service ,so easy to open accounts,made my budg...

5
Great service ,so easy to open accounts,made my budgeting so much easier Reviewed on: 12th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.95 from 69078 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44338 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6587 reviews
    Zopa
    View all products