Write a review

Go to business site

Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1545 reviews)

View other Zopa products

4.95

Based on 1,545 reviews, last reviewed 17th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

Read all reviews Write a review

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Cash ISA reviews (1545)

They have a competitive ISA rate with the option of...

They have a competitive ISA rate with the option of receiving monthly interest. The app is simple to use with lots of information. It's nice to get a notification when money has been paid into the account. Opening the account was very straightforward, no problems at all. Reviewed on: 12th April 2025

I have cash ISAs with Zopa.

I have cash ISAs with Zopa. Great rate and just introduced a bonus rate to give 5.1% Reviewed on: 12th April 2025

General Service

Rate change is done QuickTime when rate increases. No problem transferringin or out Reviewed on: 12th April 2025

Zopa is competitive and the app is easy to use.

Zopa is competitive and the app is easy to use. Reviewed on: 11th April 2025

What's Not To Like?

Easy to set up and use. Good interest rate. FSCS. Protection. What's not to like? Reviewed on: 11th April 2025

Useful app to manage cash Isa good rate for instead...

Useful app to manage cash Isa good rate for instead access and really quick to set up Reviewed on: 10th April 2025

Excellent app with easy access happy my money is now...

Excellent app with easy access happy my money is now making interest which I can see daily Reviewed on: 10th April 2025

Easy to manage .

Easy to manage . Fantastic rates. Great service . Reviewed on: 10th April 2025

Easy to use, Excellent value.

Easy to use, Excellent value. Helpful knowledgeable friendly staff. Reviewed on: 10th April 2025

Fantastic

Easy to set up and open accounts and the app is so simple to use it's great. Competitive savings rates and clear to see what's happening with your money. Reviewed on: 9th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cash ISAs
from Vida Bank 1.00 from 1 reviews
Junior ISA
from NatWest Cushon 0.00 from 0 reviews
Cash ISA
from NS&I 2.30 from 9 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.95 from 69079 reviews
Credit card
from Zopa 4.94 from 44338 reviews
Current account
from Zopa 4.93 from 6587 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub