Smart Money People Logo

Zopa: Cash ISA reviews

4.95
Based on 1,545 reviews, last reviewed 17th Apr 2026
54% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026
tom s's avatar
tom s

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Cash ISA reviews (1545)

Zopa provides me with an A-Z financial service

5
I’ve used Zopa for loan finance, credit cards, bank account and ISA. Everything is easy, no drama, things happen when they say they’ll happen and all managed from a simple to use app. Top notch service! As we say in the SW - Proper Job! Reviewed on: 9th April 2025

Good app and rates

5
Good communication, user friendly app, good interest rates Reviewed on: 8th April 2025

Magic Experience - All Good

5
Opening account was a dream, linking to my existing current account was a doddle. Transferring funds was fast and secure. Reviewed on: 8th April 2025

Excellent banking experience and great interest rates

5
Excellent banking experience and great interest rates Reviewed on: 8th April 2025

Very flexible product, good interest rates.

5
Very flexible product, good interest rates. Very easy to open. I wish things could have been this good and easy years ago. Reviewed on: 8th April 2025

Excellent service

5
I have a couple of savings accounts with zopa and couldn't be happier. I became a customer after taking a personal loan from them. They have always been great from start to finish. Reviewed on: 8th April 2025

zopa very good.

5
zopa very good. been saving with them for a while. good interest rates in general a good company. very quick to respond if you have a problem Reviewed on: 8th April 2025

Brilliant

5
I love the ISA you can have separate pots for different things I save for and saves me doing a spreadsheet. Reviewed on: 8th April 2025

A great experience

5
Very easy to access and move funds around Reviewed on: 7th April 2025

Zopa suits me

5
Highly competitive and easy to navigate with products to suit everyone Reviewed on: 7th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.95 from 69079 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44338 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6587 reviews
    Zopa
    View all products