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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.840619081207559257 (1546 reviews)

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4.84

Based on 1,546 reviews, last reviewed 12th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great online services I am very happy with the online service. It is simple, quick and easy to use their website. So far I am happy to keep my savings with Zopa Reviewed on: 12th June 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1546)

Zopa suits me

Highly competitive and easy to navigate with products to suit everyone Reviewed on: 7th April 2025

Easy online app.

Easy online app.ISA easy to open. Reviewed on: 7th April 2025

Good product, good return

Straightforward to open and good value, one of the best interest rates when I was looking and have kept me up to date since. Reviewed on: 7th April 2025

Good reliable online bank

I've been with Zopa for a few years now and as simple as it sounds I cant fault them Reviewed on: 7th April 2025

Great rates, easy to manage

Managing my Zopa accounts is as easy as it could possibly be. In addition to the ISA, I have a Regular Saver (7.5% AER) into which I can deposit up to £300/month and a current account paying 2%. Transferring money between them is very straightforward in the app and I’m just watching my savings grow. Thanks for a fantastic product! Reviewed on: 6th April 2025

Good rate I'm looking to invest again in 2025

Good rate I'm looking to invest again in 2025 Reviewed on: 6th April 2025

Easy to use, not needed customer service

Not had a reason to contact customer service, excellent and clear app, I can do what I want easily. Great savings rates and I’ve now opened a current account, again easy to open and manage. Would recommend Reviewed on: 6th April 2025

Which recommended Cash ISA acco...

Following research on Which consumer research platform, I opened a Cash ISA account and Zopa have delivered on their promises exceeded expectations. Keep up the great work. Reviewed on: 6th April 2025

I would recommend them

Have an Access ISA with you and am pleased with the result. Good interest rates and customer service. Reviewed on: 6th April 2025

Easy app to use and clear information.

Easy app to use and clear information. Competitive interest rate too. Reviewed on: 6th April 2025

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