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Zopa: Cash ISA reviews

4.96
Based on 806 reviews, last reviewed 12th Apr 2025
56000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
1 star
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0%

Latest highest rating:

5

Great service ,so easy to open accounts,made my budg... Great service ,so easy to open accounts,made my budgeting so much easier Reviewed on: 12th April 2025
Paul O's avatar
Paul O

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024
Anonymous's avatar
Anonymous

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.
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Zopa Cash ISA reviews (806)

Sad that the interest rate is so low

4
Sad that the interest rate is so low Reviewed on: 29th February 2024

Very easy to open and manage money transfers.

5
Very easy to open and manage money transfers. One if not the best interest rates paid as well which was the main attraction. Reviewed on: 29th February 2024

Great Bank

5
Great service and quick transactions Reviewed on: 29th February 2024

The bank offers a wide range of services that encour...

4
The bank offers a wide range of services that encourage me to save money in a wise way which is helped by the attractive interest rates and fun to use app. It gives me the information I need as a first time ISA user to be comfortable in putting my money in this account. Reviewed on: 29th February 2024

Best ISA around these days

5
Best ISA around these days, intuitive, excellent value, promising to be the best around in the years to come. Instant access and transfers in and out are a huge advantage of Zopa savings products. Reviewed on: 23rd February 2024

Amazing Just incredible

5
Just incredible the team are super helpful especially the UK team Reviewed on: 22nd February 2024

Passport Review

5
Had trouble with setting up my passport for the ISA and simple directions helped me get this over the line! Reviewed on: 20th February 2024

Excellent rates and easy to use app

5
Excellent rates and easy to use app Reviewed on: 19th February 2024

Best cash ISA

5
Best easy access cash ISA on the market, competitive rate (though not the best), very user friendly app so easy to put in money or withdraw. Reviewed on: 19th February 2024

awesome product

5
I opened my first Cash ISA with Zopa this year and its streaks ahead of the competition. Great rate, flexible allowance, I can split between access and fixed. It leaves the competition in the dust Reviewed on: 19th February 2024

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