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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1533 reviews)

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4.95

Based on 1,533 reviews, last reviewed 9th Mar 2026

25800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Not a single complaint. Not a single complaint. The app is well designed with clear focus on usability. All functionality is as it should be. The level of notifications is ex... Read more Reviewed on: 9th March 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1533)

Easy and quick to use.

Easy and quick to use. Zopa is user friendly in every aspect, having separate pots makes it easy to keep track of one's finances. Reviewed on: 3rd April 2025

On-line.

On-line. Simple to use, Competitive Reviewed on: 3rd April 2025

Great product

Great product, kept fully informed about rates, changes, deposits and withdrawals, easy to view dashboard makes everything clear. Reviewed on: 3rd April 2025

Nice to be able to see the interest grow day by day...

Nice to be able to see the interest grow day by day , easy to use ,quick response for cash redraws Reviewed on: 3rd April 2025

Fantastic flexibility, good rates and excellent serv...

Fantastic flexibility, good rates and excellent service. Reviewed on: 3rd April 2025

Generally good

Very happy with the App, quick transfers and good rates. Not such a good experience if needing to contact them. Back and forth to understand if existing saver can transfer to fixed rate. Gave up in the end. That said. I dont think this is unusual with banks these days. Reviewed on: 3rd April 2025

Excellent products and easy to administer

Excellent products and easy to administer Reviewed on: 3rd April 2025

I opened account with Zopa just over a year ago and...

I opened account with Zopa just over a year ago and experience has been nothing but positive. Good and clear communication product does exactly what I expected. Reviewed on: 3rd April 2025

Been using zopa for many years and never had an issue.

Been using zopa for many years and never had an issue. Staff always friendly and helpful. Rates always competitive. Reviewed on: 3rd April 2025

Zopa holding its own

Great rates great app easy to use service from this challenger bank Reviewed on: 2nd April 2025

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