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Zopa: Cash ISA reviews

4.95
Based on 1,545 reviews, last reviewed 17th Apr 2026
54% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026
tom s's avatar
tom s

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1545)

A very easy to use App based banking tool.

5
A very easy to use App based banking tool. Extremely easy to move money back and forth. Reviewed on: 4th April 2025

Good interest rates on your savings

5
Good interest rates on your savings Reviewed on: 4th April 2025

Zopa, best for saving.

5
Zopa has given one of the best saving rates in the banking world. Really pleased how my savings are progressing.Zopa best for Reviewed on: 4th April 2025

I found Zope when looking for a better ISA with easy...

5
I found Zope when looking for a better ISA with easy access. Absolutely fantastic ISA! Very easy to setup & a great rate for easy access. I have now switched my day to day banking to Zopa too. Reviewed on: 4th April 2025

Very happy

5
Great app with regular updates and shows daily interest. Really happy with Zopa so far Reviewed on: 4th April 2025

Super experience

5
Great rates offered with Zopa. Quick and efficient set up of ISA accounts..Very competitive.App simple to use. Reviewed on: 3rd April 2025

Very easy to open account and have had no isdues

5
Very easy to open account and have had no isdues Reviewed on: 3rd April 2025

Appy customer.

5
I saw Zopa suggested on the Moneysavingexpert website as a top option for Cash ISAs so went ahead and opened one. Zopa made the on line set up process very easy. They also gave a great app which makes it easy to keep track of things. So with highly competitive rates and an excellent app they are amongst the best of the many financial institutions I have experienced. Reviewed on: 3rd April 2025

Great rates & really good app, backed up by great cu...

5
Great rates & really good app, backed up by great customer service if you should ever need it Reviewed on: 3rd April 2025

Easy to use app.

5
Great returns and an easy to use app. Feels like it’s much more than just a bank. Reviewed on: 3rd April 2025

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