Smart Money People Logo

Zopa: Cash ISA reviews

4.95
Based on 1,533 reviews, last reviewed 9th Mar 2026
25800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Not a single complaint. Not a single complaint. The app is well designed with clear focus on usability. All functionality is as it should be. The level of notifications is ex... Read more Reviewed on: 9th March 2026
Holger Schulz's avatar
Holger Schulz

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Cash ISA reviews (1533)

Packets of Magic

5
I don’t think I’ve had the need to use zopa’s cuatomwr feedback - everything is very intuitive. I especially like the Pockets concept - really really easy to see how your savings are progressing. Reviewed on: 2nd April 2025

Made setting up my ISA easy

5
Very easy to set up and administer. Great rate too. Reviewed on: 2nd April 2025

Getting a better return

5
Last year I was teaching for a better return on my cash ISa, looked at Money Saving Expert and compared the recommended products, Zopa was the best fit for me. Moving money in and out is easy and quick, happy to recommend Reviewed on: 2nd April 2025

easy access at a good interest rate paid monthly

5
I have a cash isa account interest paid monthly easy to read statements withdraw cash when you need it simple. Reviewed on: 2nd April 2025

EXCELLENT ALL ROUND SERVICE

5
Excellent rates. Easy to navigate web site. Swift at moving money in and out. Reviewed on: 2nd April 2025

Good offering and flexible service

5
Good offering and flexible service Reviewed on: 31st March 2025

Good rate and easy to move between my different pots.

5
Good rate and easy to move between my different pots. Reviewed on: 31st March 2025

Easy account set up, Easy to use APP

5
Easy account set up, Easy to use APP Reviewed on: 31st March 2025

Great product and super easy app

5
Great product and super easy app Reviewed on: 31st March 2025

Excellent bank

5
Very good bank, explains App and different things it canloo Reviewed on: 31st March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 4.94 from 5936 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8039 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 43457 reviews
    Zopa
    View all products