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Zopa: Cash ISA reviews

4.95
Based on 1,545 reviews, last reviewed 17th Apr 2026
54% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026
tom s's avatar
tom s

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1545)

Been using zopa for many years and never had an issue.

5
Been using zopa for many years and never had an issue. Staff always friendly and helpful. Rates always competitive. Reviewed on: 3rd April 2025

Zopa holding its own

5
Great rates great app easy to use service from this challenger bank Reviewed on: 2nd April 2025

Packets of Magic

5
I don’t think I’ve had the need to use zopa’s cuatomwr feedback - everything is very intuitive. I especially like the Pockets concept - really really easy to see how your savings are progressing. Reviewed on: 2nd April 2025

Made setting up my ISA easy

5
Very easy to set up and administer. Great rate too. Reviewed on: 2nd April 2025

Getting a better return

5
Last year I was teaching for a better return on my cash ISa, looked at Money Saving Expert and compared the recommended products, Zopa was the best fit for me. Moving money in and out is easy and quick, happy to recommend Reviewed on: 2nd April 2025

easy access at a good interest rate paid monthly

5
I have a cash isa account interest paid monthly easy to read statements withdraw cash when you need it simple. Reviewed on: 2nd April 2025

EXCELLENT ALL ROUND SERVICE

5
Excellent rates. Easy to navigate web site. Swift at moving money in and out. Reviewed on: 2nd April 2025

Good offering and flexible service

5
Good offering and flexible service Reviewed on: 31st March 2025

Good rate and easy to move between my different pots.

5
Good rate and easy to move between my different pots. Reviewed on: 31st March 2025

Easy account set up, Easy to use APP

5
Easy account set up, Easy to use APP Reviewed on: 31st March 2025

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