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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1533 reviews)

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4.95

Based on 1,533 reviews, last reviewed 9th Mar 2026

25800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Not a single complaint. Not a single complaint. The app is well designed with clear focus on usability. All functionality is as it should be. The level of notifications is ex... Read more Reviewed on: 9th March 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1533)

Excellent service very helpful and very patient and...

Excellent service very helpful and very patient and polite Reviewed on: 31st March 2025

All OK so far.

All OK so far. No problems experienced. Reviewed on: 31st March 2025

App is so easy to use.

App is so easy to use. Setting up and opening the account was easy too. Plus a competitive interest rate. Reviewed on: 31st March 2025

Speedy transactions & extremely good clear accounts...

Speedy transactions & extremely good clear accounts showing interest due. Reviewed on: 31st March 2025

Very good onboarding experience

Very good onboarding experience no issues and great app. Reviewed on: 31st March 2025

Best of British

I was keen to use a British bank with a good reputation, interest rates were good and the app was simple to navigate. Reviewed on: 31st March 2025

Easy to use app, never had a problem with depositing...

Easy to use app, never had a problem with depositing or withdrawing. Good communication Reviewed on: 26th March 2025

Easy to use.

Easy to use. Pots within an easy ISA is a great feature. Competitive interest rate. Feature rich, easy to use app. Reviewed on: 21st March 2025

The Best ISA

Since I have put my money in Cash ISA WITH ZOPA ITS BEEN GREAT Reviewed on: 18th March 2025

ANSWERS to my questions

Easy to contact when you have queries and would go the extra mile to answer questions. The amount of service was phenomenal and I'm very satisfied with the way they protect my money. I hope they make more good products and their ISAs are flexible not like the other banks which is a deal breaker for me in case I need the money right away I can get it. Reviewed on: 17th March 2025

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