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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1263 reviews)

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4.94

Based on 1,262 reviews, last reviewed 15th Jul 2025

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1263)

No problems at all.

No problems at all. Very pleased with Zopa. Reviewed on: 22nd April 2025

Brilliantly easy & flexible.

Brilliantly easy App, giving great flexibility for savings targets and budgeting Reviewed on: 22nd April 2025

Simple to use and competitive rates.

Simple to use and competitive rates. Reviewed on: 22nd April 2025

Quick payments into and out of accounts , excellent...

Quick payments into and out of accounts , excellent push notifications to mobile Reviewed on: 22nd April 2025

Opened online - easy

Opened online. Easy to follow guidelines. Currently receiving a bonus rate. Reviewed on: 22nd April 2025

Clear, simple and safe

Saving is made very straightforward both in terms of creating the account, saving into it or withdrawing money. Zopa also keep me appraised of any money I make on my account and also of all rate changes. Reviewed on: 22nd April 2025

Best bank ever

More than expo any bank I have had in my life Reviewed on: 22nd April 2025

Fantastic bank

I opened an account on recommendation from a friend who told me how good the interest rates where and how easy the app was to use. I have been very impressed with everything so far and to top it all off Zopa now offer a current account. Reviewed on: 22nd April 2025

Very straightforward

Very straightforward money transfers are quick and fuss free, interest is paid on the same date every month without fail .( please take note Lloyds Bank) Reviewed on: 22nd April 2025

Great all round

App very stable, rates competitive and I receive interest payments monthly. I also like the ability to easily create pots so that I can save for (e.g.) a car, a holiday, home improvements using separate pots. Reviewed on: 22nd April 2025

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