Smart Money People Logo

Zopa: Cash ISA reviews

4.94
Based on 1,262 reviews, last reviewed 15th Jul 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025
Clive D's avatar
Clive D

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Cash ISA reviews (1262)

Wonderful Excellent customer service and support

5
Wonderful Excellent customer service and support Reviewed on: 22nd April 2025

Simple to save

5
Easy to use. App is reliable. I can see my money and interest rates. Reviewed on: 22nd April 2025

The Cash ISA provided by Zopa has a very good rate.

5
The Cash ISA provided by Zopa has a very good rate for an easy access account. Their customer service is excellent and I always get a reply quickly when I have had a question. I would recommend Zopa to my friends if they were in the market for a competitive easy access cash ISA. Reviewed on: 22nd April 2025

Always good rates, communication is great, an all ro...

5
Always good rates, communication is great, an all round fab place to save Reviewed on: 22nd April 2025

Very easy application to navigate, very good interes...

5
Very easy application to navigate, very good interest rate , good saving accounts with solid rates. Reviewed on: 22nd April 2025

Very good rates payed every month

5
Very good rates payed every month Reviewed on: 22nd April 2025

Easy to open an ISA and good interest rates.

5
I found it easy to open an ISA with Zopa and they give good interest rates. Reviewed on: 22nd April 2025

Easy to use, excellent value.

5
Easy to use, excellent value. Good choice for cash isa Reviewed on: 22nd April 2025

Brilliant seedless versatile ap.

4
Brilliant seedless versatile ap. Bug free and intuitive. Open banking/pots is a great idea. Reviewed on: 22nd April 2025

No problems at all.

5
No problems at all. Very pleased with Zopa. Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 5.00 from 1 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7181 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65250 reviews
    Zopa
    View all products