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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1545 reviews)

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4.95

Based on 1,545 reviews, last reviewed 17th Apr 2026

53% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1545)

Very straightforwards process

Very straightforwards process although some rates could be lower Reviewed on: 16th January 2026

Highly recommend Zopa

Easy to use App, informative and way to understand. Regular email updates about products and services. Very happy with Zopa Reviewed on: 16th January 2026

Applying for a Zopa ISA was easy.

Applying for a Zopa ISA was easy. The interest rates are competitive with other providers - win win Reviewed on: 16th January 2026

Zopa helped me leverage my credit with access to a c...

Zopa helped me leverage my credit with access to a cost effective loan to clean up my spending and enable me to save more money as a result. I was able to save that cash into the ISA all within one easy to use interface. Reviewed on: 16th January 2026

Very straightforward app & fuss free banking.

Very straightforward app & fuss free banking. Reviewed on: 16th January 2026

Zopa ISA acc is great

I have had a ISA for nearly 2 years and I can’t fault the service and interest rates. I can get my money out as and when I need it with no hassle at all. Reviewed on: 16th January 2026

Great service

Great service and return on investment Reviewed on: 16th January 2026

They gave me a chance as my credit wasn’t great they...

They gave me a chance as my credit wasn’t great they believe in me and I’m much appreciated of it thanks Reviewed on: 16th January 2026

Zopa Investments

Everything is straightforward, clear and simple about dealing with Zopa. Reviewed on: 16th January 2026

Great service - Very happy with Zopa

Rates are good. App is easy to use and very clear. I did have an issue with ISA interest gains sent to HMRC in error, but this was resolved immediately. Reviewed on: 16th January 2026

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