Smart Money People Logo

Zopa: Cash ISA reviews

4.94
Based on 1,262 reviews, last reviewed 15th Jul 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025
Clive D's avatar
Clive D

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Cash ISA reviews (1262)

Everything is just so easy.

5
Everything is just so easy. From opening an isa to a current account and moving money around. Plus it is almost instant. Perfect! Reviewed on: 22nd April 2025

Helpful and easy and a good return even in access...

5
Helpful and easy and a good return even in access isa Reviewed on: 22nd April 2025

Website use

5
Excellent website so easy to use, simple self explanatory steps to operating your money Reviewed on: 22nd April 2025

Easy to setup and works perfectly.

5
Easy to setup and works perfectly. Good return. Reviewed on: 22nd April 2025

Easy to use app, good interest rates

5
Zopa Cash ISA has given me much better interest rate than major banks. I have found the app easy to use and have never had any issues. I cannot comment on their customer service as I have never actually needed to contact them! Reviewed on: 22nd April 2025

Very helpful chat service, great to have pots

5
Very helpful chat service, great to have pots Reviewed on: 22nd April 2025

Love Zopa, very easy to use and quick to access.

5
Love Zopa, very easy to use and quick to access. Reviewed on: 22nd April 2025

Easy to use.

5
Easy to use. Good rate. Easy to understand Reviewed on: 22nd April 2025

Very user friendly app.

5
Very user friendly app. Good communication. Reviewed on: 22nd April 2025

Good app, easy to use

4
Good app, easy to use. Clear instructions and options Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 5.00 from 1 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65249 reviews
    Zopa
    View all products