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Zopa: Personal Loan reviews

4.94
Based on 65,240 reviews, last reviewed 29th Apr 2025
46% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Quick and easy to apply. Quick and easy to apply. All information clear. Money paid into account quickly. Reviewed on: 29th April 2025
Franziska E's avatar
Franziska E

Latest lowest rating:

2

I have no problems with Zopa credit card but I was t... I have no problems with Zopa credit card but I was told I was pre-approved for a loan but when I’ve looked into it I was refused Reviewed on: 28th April 2025
Jason Smith's avatar
Jason Smith

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (65240)

Review of the Zopa, Personal Loan:

Excellent. Better than High Street banks.

5
Better than High Street banks. Cash was made available when needed. Reviewed on: 9th April 2024

Quick and easy to apply.

5
Quick and easy to apply. All information clear. Money paid into account quickly. Reviewed on: 29th April 2025

Fast and easy process

5
Fast and easy process There when needed Reviewed on: 29th April 2025

Online, simple, easy, always able to do what’s neede...

5
Online, simple, easy, always able to do what’s needed online Reviewed on: 29th April 2025

The whole process was quick and very simple to do

5
The whole process was quick and very simple to do Reviewed on: 29th April 2025

Easy hassle free, would definitely use again

5
Easy hassle free, would definitely use again Reviewed on: 29th April 2025

Excellent card, good service ease use

5
Excellent card, good service ease use Reviewed on: 29th April 2025

Good Customer Service.

5
Good Customer Service. Helpful and had lots of empathy. Reviewed on: 29th April 2025

Very straightforward and easy to apply.

5
Very straightforward and easy to apply. Reviewed on: 28th April 2025

Genuinely transparent

5
I needed a loan for home improvements, they told me the rate before I applied, meaning no hit to my score. I can make payments when I want, the app is genuinely great and easy to use, and whenever I've spoken to them, no matter how trivial they've been absolutely lovely. Reviewed on: 28th April 2025

Everything was just simple & easy

5
Everything was just simple & easy Reviewed on: 28th April 2025

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