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Zopa: Personal Loan reviews

4.94
Based on 64,801 reviews, last reviewed 17th Apr 2025
43% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Exceptional! I applied for a loan, was accepted, and funds were almost immediately put in my account. My 17 year old stepson recently passed away, and this helps m... Read more Reviewed on: 17th April 2025
ALAN HOWARD's avatar
ALAN HOWARD

Latest lowest rating:

1

Eligibility problems. I'm not eligible for a small personal loan, despite holding a Zopa credit card. So I went to Zable instead. And was accepted with no fuss. Reviewed on: 13th April 2025
Joe St's avatar
Joe St

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (64801)

Review of the Zopa, Personal Loan:

Easy to apply and repay

5
So easy to manage a loan short or long term, app is brilliant. Reviewed on: 21st March 2021

Exceptional!

5
I applied for a loan, was accepted, and funds were almost immediately put in my account. My 17 year old stepson recently passed away, and this helps more than words can say. MUCH APPRECIATED. Reviewed on: 17th April 2025

Excellent service applied for a loan and within a ho...

5
Excellent service applied for a loan and within a hour the money was in my account! App is also super good which they can combine debts into one monthly payments and a saving plan. Would highly recommend. Reviewed on: 17th April 2025

Fantastic bank!

5
Fantastic bank! Attentive, straight forward and flexible. Reviewed on: 17th April 2025

I find zopa app very easy to use and the interest c...

5
I find zopa app very easy to use and the interest charges are of great value Reviewed on: 17th April 2025

Good rates and very good app the staff have always b...

5
Good rates and very good app the staff have always been very friendly too I have used Zopa for a number of years and won’t hesitate to use them again when and if I need to Reviewed on: 17th April 2025

Great reliable service

5
I’ve never had an issue. Always been helpful , given clear explanations and guidance and prompt with response. Reviewed on: 17th April 2025

Zopa always

5
Website is user friendly and easy to navigate. Application process was smooth. Regular communication via email too. Reviewed on: 17th April 2025

Easy to apply no hassle.

5
Easy to apply no hassle. The app is informative and up to date info at a glance. would recommend Zopa Reviewed on: 17th April 2025

Loan application process was easy and after approval...

5
Loan application process was easy and after approval cash disbursement was immediate Reviewed on: 17th April 2025

Excellent service

5
The service from Zopa Loans has been faultless from the start. Everything was clearly set out and communication has been excellent from the beginning. I am informed every month when my payments are due and this helps me to keep track of my finances in an easy and clear manner. Reviewed on: 17th April 2025

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