Write a review

Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (63730 reviews)

View other Zopa products

4.94

Based on 63,730 reviews, last reviewed 17th Mar 2025

259700% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I needed a loan few years ago to help my financial s... I needed a loan few years ago to help my financial situation & Zoopa helped where others wouldn’t, and helped my financial situation, Reviewed on: 17th March 2025

Latest lowest rating:

1

Loan settlement stress... I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to cle... Read more Reviewed on: 28th February 2025

Read all reviews See your review

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (63730)

Review of the Zopa, Personal Loan:

Simple, competitive & fast

This has enabled me to complete home improvements. Reviewed on: 31st May 2017

Easy and quick

Easy to set up, quick and fast service. Easy application. Money in bank quick Reviewed on: 2nd March 2025

Great service and love the app

Good customer service through the app and over the phone and easy to check the online zopa app to make sure you keep on track and know when payments are coming out. Also great to be able to use the app to make extra payments Reviewed on: 2nd March 2025

recommended company

Easy process to obtain the loan and simple monitoring through the app. Reviewed on: 2nd March 2025

Amazing!

Amazing! Very easy to apply, got my decision really quick. Reviewed on: 2nd March 2025

Easy application.

Easy application. Quick decision for loan. Website is easy to use and also easy to make over payments and track your loan details. Reviewed on: 2nd March 2025

Great All-Rounder

Great rate for two personal loans. The application was simple despite being thorough in establishing repayment affordability. The app is great, breaking down your outstanding balance, repayment history, and settlement figures. This is the simplest and cleanest borrowing experience I’ve ever had. Reviewed on: 1st March 2025

Excellent service

Have used Zopa a few times over the years and have always found the process very easy to use and always very prompt replies. Love the app makes everything really easy yo access Reviewed on: 1st March 2025

Great company

Always helpful staff, keep you informed of any issues, great value on repayments. Reviewed on: 1st March 2025

Best loan rate available, brilliant app, easy to man...

Best loan rate available, brilliant app, easy to manage and check balance ot settlement. Reviewed on: 1st March 2025

Excellent Great product great service

Great product great service easy to use on the app always here to help Reviewed on: 1st March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Lending Stream 4.64 from 396 reviews
Loans
from London Mutual Credit Union 4.86 from 2277 reviews
Loans
from Partners Credit Union 4.89 from 800 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub