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Zopa: Personal loan reviews

4.94
Based on 65,248 reviews, last reviewed 25th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025
Jegathasan G's avatar
Jegathasan G

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (65248)

Quick to sort, great communication with a helpful, s...

5
Quick to sort, great communication with a helpful, straightforward app Reviewed on: 26th April 2025

Zopa 5 Star

5
Great overall experience ,fast accurate and manageable loans available,the app also to track your credit score and updated avalible credit is really good ,also setting up payments with dates that suit you within the month ,and for extra payments ,I round highly recommend Zopa. Reviewed on: 26th April 2025

Excellent

5
I am satisfied with the experience I had with the Zopa app. Reviewed on: 26th April 2025

Best credit card evribady need to take

5
Best credit card evribady need to take Reviewed on: 26th April 2025

I returned a second time

5
I have used Zopa a couple of times. Service is straight forward and quick. Easy to manage on a monthly basis- very good all round Reviewed on: 26th April 2025

Easy to apply and quick process.

5
Easy to apply and quick process. No hassle Reviewed on: 26th April 2025

I have used Zopa a couple of times.

5
I have used Zopa a couple of times. Service is straight forward and quick. Easy to manage on a monthly basis- very good all round Reviewed on: 26th April 2025

Customer service was always excellent, team is very...

5
Customer service was always excellent, team is very helpful and you can tell this is a company that cares about its customers Reviewed on: 26th April 2025

Dealing with Zopa was very quick and easy applied th...

5
Dealing with Zopa was very quick and easy applied through the app , got a response very quickly and the foods were available very quickly . I would use Zopa again Reviewed on: 26th April 2025

Quick and easy to deal with on the app makes it easy...

5
Quick and easy to deal with on the app makes it easy for me to keep track of what I’ve paid back Reviewed on: 26th April 2025

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