Write a review

Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (61052 reviews)

View other Zopa products

4.94

Based on 61,052 reviews, last reviewed 24th Aug 2024

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

superbly helpful and a great service superbly helpful and a great service Reviewed on: 24th August 2024

Latest lowest rating:

1

High interest rates High interest rates, however easy to get accepted Reviewed on: 24th May 2024

Read all reviews See your review

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (61052)

Review of the Zopa, Personal Loan:

Simple, fair &transparent

Simple application process. Friendly customer service, great communication. Easy to understand lending. Shockingly good experience. Reviewed on: 23rd January 2022

Zopa, an easy loan.

I've had multiple loans from zopa and every time the process is so easy. Instant decision. And the website is great. Very informative as to your finances, not just what you owe them Reviewed on: 26th May 2024

good option for mid range credit scores

The interest rate was higher than from your bank, but not ridiculous. A good option for those who can’t get the best interest rate, but still need a loan. It was easy to manage through the app and when I paid it off early I wasn’t charged. Would recommend. Reviewed on: 25th May 2024

Payment Help

They were very understanding and helpful when I needed a payment plan due to financial difficulty. They were sympathetic and did not make me feel anxious Reviewed on: 24th May 2024

Easy application, transfer, and even easier to pay o...

Easy application, transfer, and even easier to pay off the loan early! magnificent Reviewed on: 24th May 2024

Bad experience for me

Had a bad experience- I did get have to set up a payment plan and this was hassle each time- also contact incorrect correspondence. The interest rate wasn't bad so that was the only positive Reviewed on: 24th May 2024

Life saver! Excellent service

I am on second loan with Zopa bank now. It’s easy to apply and you get a decision within couple of hours which was excellent in my situation both time. Once accepted you get the money transferred to your account right away. It was a life saver for me! Reviewed on: 24th May 2024

High interest rates

High interest rates, however easy to get accepted Reviewed on: 24th May 2024

Dealing with Zopa is straightforward and personal.

Dealing with Zopa is straightforward and personal. Everything is tailored to your needs. Their website is easy to manoeuvre through and there response is immediate. I think they are fair and responsible lenders never going over what you can reasonably afford. Reviewed on: 24th May 2024

A very helpful app

I've found Zopa helpful in many areas of my financing since first applying for a loan. Reviewed on: 24th May 2024

Simple, easy process from start to finish.

Simple, easy process from start to finish. The app has all the information you need, it's been well thought out and designed Reviewed on: 24th May 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub