Write a review

Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (63722 reviews)

View other Zopa products

4.94

Based on 63,722 reviews, last reviewed 9th Mar 2025

258900% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I was pre-approved a loan, I knew the exact amount a... I was pre-approved a loan, I knew the exact amount and interest rate was very clear, the app is easy to navigate and I can see amounts paid and outsta... Read more Reviewed on: 9th March 2025

Latest lowest rating:

1

Loan settlement stress... I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to cle... Read more Reviewed on: 28th February 2025

Read all reviews See your review

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (63722)

Review of the Zopa, Personal Loan:

Good

Very good and gave me the opportunity to get my finances in check Reviewed on: 8th February 2020

Fast easy and reliable experience

Fast easy and reliable experience Reviewed on: 28th February 2025

Zopa is super for a Loan.

Excellent financial experience easy to apply, explanation regarding obtaining loan was clear, good value for money and a great rate. Reviewed on: 28th February 2025

Top marks

Great no hassle , started with just a little and for me that was great Reviewed on: 28th February 2025

My first ever loan.

My first ever loan. Was a quick and easy process Reviewed on: 28th February 2025

Mark Hughes

Straight forward and simple, a good experience Reviewed on: 28th February 2025

Applying for a loan was so easy to do.

Applying for a loan was so easy to do. The answer came back in no time and the monies were put into my account immediately. When applying, you can chose the best option for you. The app is so easy to use to and you can use it to see what you have spent if you have a Zopa credit card, keeping track of your spending. Reviewed on: 28th February 2025

Very good, always helped me and very easy App to use.

Very good, always helped me and very easy App to use. Reviewed on: 28th February 2025

Really easy to deal with.

Really easy to deal with. Everything clear and simple to use on the app. Reviewed on: 28th February 2025

My Experience with Zopa and how fabulous it is

My experience was great because of the support I was provided with ,whenever I was at zopa,what I also loved was how tidy the shop was also how good the online websites quality is which includes great help,excellent online service along with superb checkout and payment options. Reviewed on: 28th February 2025

Ease of application.

Everything explained in plain English. Great interest rate. Very friendly people. Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from creditspring 4.91 from 13 reviews
Payday Loan
from Lending Stream 4.64 from 396 reviews
Loans
from Central Credit Union 4.95 from 1381 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub