Write a review

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

View other Zopa products

4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65248)

Super fast, clear, great rate origination and easy t...

Super fast, clear, great rate origination and easy to use app. Reviewed on: 23rd April 2025

All good and as expectant from a 5x com9any

All good and as expectant from a 5x com9any Reviewed on: 23rd April 2025

Simplest, quickest low cost lender.

Simplest, quickest low cost lender. Reviewed on: 23rd April 2025

Great company and competitive rates

Great company and competitive rates Reviewed on: 23rd April 2025

Fast, easy and very straightforward application proc...

Fast, easy and very straightforward application process. Very easy app and informative app to enable me to keep on top of my account with them. Reviewed on: 23rd April 2025

Simply perfect.

Simply perfect. Excellent communication and customer service. Helpful and polite staff and an app to help you too. Reviewed on: 23rd April 2025

Great company.

Great company to deal with and excellent products. No issues at any time. Reviewed on: 23rd April 2025

Great experience and hassle free.

Great experience and hassle free. Great rates for personal loans Reviewed on: 23rd April 2025

I got aPersonal loan with Zopa the staff was so frie...

I got aPersonal loan with Zopa the staff was so friendly and nice so easy to talk to they explained everything so calmly didn’t have any issues with anything Reviewed on: 23rd April 2025

Positive experience...

Always got a quick response to queries and made paying back my loan early really easy. Reviewed on: 23rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Drafty 4.69 from 215 reviews
Loans
from Great Western Credit Union 4.78 from 819 reviews
Loans
from National Fire Savers Credit Union 1.00 from 1 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub