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Zopa: Personal Loan reviews

4.94
Based on 63,722 reviews, last reviewed 9th Mar 2025
258900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

I was pre-approved a loan, I knew the exact amount a... I was pre-approved a loan, I knew the exact amount and interest rate was very clear, the app is easy to navigate and I can see amounts paid and outsta... Read more Reviewed on: 9th March 2025
Nichola H's avatar
Nichola H

Latest lowest rating:

1

Loan settlement stress... I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to cle... Read more Reviewed on: 28th February 2025
Karen R's avatar
Karen R

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (63722)

Review of the Zopa, Personal Loan:

Fast service simple fuss free process

5
Fast service simple fuss free process Reviewed on: 16th January 2025

Zopa is a great modern twist on a loan, instant paym...

5
Zopa is a great modern twist on a loan, instant payment after approval and really easy to manage via App & Website, great value and the process is made much easer Reviewed on: 5th March 2025

User friendly app and useful updates, easy to apply...

5
User friendly app and useful updates, easy to apply for loans Reviewed on: 5th March 2025

Its my first try to do this so take me easy boss.

5
Its my first try to do this so take me easy boss. Joke a side I’m wondering how you guys grow that fast?i would like a visit if possible face to face Reviewed on: 5th March 2025

Getting a loan was easily repayable terms was quick...

5
Getting a loan was easily repayable terms was quick and hassle free. I would not hesitate to recommend it. Reviewed on: 5th March 2025

I hadn't been able to get a loan anywhere until I ca...

5
I hadn't been able to get a loan anywhere until I came across Zopa, literally applied and money was in the bank within an hour. Easy payment made clear on the zopa app. Great that you can see the loan coming down and even better I've opened a savers account too , gaining more interest than I've been able to get with my main bank.All so easy and straight forward. I would highly recommend, oh and i have a credit card with them too, helping to build my credit rating...cant say much more than absolutely spot on no fuss no jargon just brilliant. Reviewed on: 4th March 2025

Excellent experience with Zopa

5
I’ve had nothing but a positive experience with Zopa. Their app is excellent and I’m real happy with the interest and repayments. Keep up the good work folks Reviewed on: 4th March 2025

Excellence

5
Relaxed trustworthy great rates great value great products Reviewed on: 4th March 2025

I am very happy with the service I have received fro...

5
I am very happy with the service I have received from zoopa Reviewed on: 4th March 2025

Excellent service.

5
Excellent service. The service was fast and efficient, and well received. Whe I needed help Zopa was there to lend a hand. Reviewed on: 4th March 2025

simple but effective process

5
a simple application process with good communication at each stage. Felt welcomed and considered at every step Reviewed on: 4th March 2025

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