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Zopa: Personal Loan reviews

4.94
Based on 65,243 reviews, last reviewed 12th May 2025
45% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had a loan. Had a loan. Good rate and great app Reviewed on: 12th May 2025
Donna S's avatar
Donna S

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (65243)

Review of the Zopa, Personal Loan:

Easy and quick loan for your personal needs

5
It's nice to get a a quick and easy loan for your personal needs if your credit record is good. You don't need to run to everyone in bank, it's just online. Fill up required details,if you are eligible you would get money in your account in next 3 days. One more good thing is the rate of interest offered is lower than the offered by other bank. I recommend this loan whoever is urgent need of cash and ready to repay regularly Reviewed on: 28th November 2019

Loan Application

5
The application is easy to follow and the response was in good time, no complaints. I would recommend this bank to all. Reviewed on: 28th April 2025

So far not had any problems and it was very straight...

5
So far not had any problems and it was very straightforward Reviewed on: 28th April 2025

I have no problems with Zopa credit card but I was t...

2
I have no problems with Zopa credit card but I was told I was pre-approved for a loan but when I’ve looked into it I was refused Reviewed on: 28th April 2025

Been there

5
Been there for me very good can not believe how nice it is to have my back Reviewed on: 28th April 2025

Simple the best

5
The best online you can find .I with Zopa for more than 7 years Reviewed on: 28th April 2025

Fast funds, easy affordable repayments

5
Fast funds, easy affordable repayments Reviewed on: 28th April 2025

Easy to deal with and granted loan quickly

5
Easy to deal with and granted loan quickly Reviewed on: 28th April 2025

Paying off existing loan with new loan was so simple

5
Paying off existing loan with new loan was so simple Reviewed on: 28th April 2025

I find using zopa really easy

5
I find using zopa really easy and straight forward everything is done online and I'd hassle free. App is easy to use Reviewed on: 28th April 2025

Awesome experience.

5
The application process was faultless from the beginning to the end and the customer service was perfect, very happy with the whole experience. Reviewed on: 28th April 2025

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