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Zopa: Personal Loan reviews

4.94
Based on 64,669 reviews, last reviewed 17th Apr 2025
34% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

I had an amazing experience with Zopa! I had an amazing experience with Zopa! I needed some financial help, and within just a minute, my request was approved. The money was in my account so... Read more Reviewed on: 17th April 2025
Benneth O's avatar
Benneth O

Latest lowest rating:

1

Eligibility problems. I'm not eligible for a small personal loan, despite holding a Zopa credit card. So I went to Zable instead. And was accepted with no fuss. Reviewed on: 13th April 2025
Joe St's avatar
Joe St

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (64669)

Review of the Zopa, Personal Loan:

My experience

5
When applying for a loan with Zopa it was so easy and stress free , was approved in seconds and money in bank within hours , and with the app I can keep track of my payments ext , highly recommended Reviewed on: 5th April 2023

Nice and easy process for your application .

5
Nice and easy process for your application and not waiting a long time for an answer to your application and a nice competitive rate. Reviewed on: 17th April 2025

Easy loans

5
So easy to apply good customer service competitive rates as well Reviewed on: 16th April 2025

Amazing All automatic systems tells you if you are...

5
Amazing All automatic systems tells you if you are eligible for any product don’t have to look elsewhere easy Reviewed on: 16th April 2025

Always easy to follow and makes it a lot easier than...

5
Always easy to follow and makes it a lot easier than applying for bank loans Reviewed on: 16th April 2025

Easy & quick processing

5
Easy & quick processing, good apr Reviewed on: 16th April 2025

Quick, easy & understandable!

5
Applying for a loan is a very quick & easy process, terms are all detailed, totals costs etc. From successful application to receiving the loan itself is within a day or two, great for emergency loans. Reviewed on: 16th April 2025

Great experience all round

5
Needed a loan on the same day and Zopa provided what I needed instantly. Good value and rates. Easy to track my information on my account. Everything is clear. Reviewed on: 16th April 2025

User Review

4
Straightforward from the start. Everything was clear not confusing to answer and good instructions given. Reviewed on: 16th April 2025

Easiest process ever.

5
Easiest process ever. Simple to apply & accepted straight away. Fantastic! Reviewed on: 16th April 2025

Easy and straight forward to arrange.

5
Easy and straight forward to arrange. Helpful staff. Very simply to deal with Reviewed on: 16th April 2025