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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Quick response, quick payment all in all a good company would highly recommend to anyone

We're very helpful, I had a very quick and positive response when other companies would not look at me, I have a lot to thank Zopa for Reviewed on: 19th December 2016

Zopa top dog of loans

Zopas site was so easy to use and within a few days had all the funds I requested Reviewed on: 19th December 2016

it was quite easy to apply and money transfer was quick. quite impressed.

i was a bit sceptical to apply online initially , worried about security ,payment protection insurance and so on. but I found that Zopa application was quite straightforward and easy, rate of interest was also very very competitive. Reviewed on: 19th December 2016

Very good lender.

Good interest rates and a quick and painless process to secure my loan. Reviewed on: 19th December 2016

Great product. Easy to use and great having ability to pay off sooner.

Great product. Easy to use and great having ability to pay off sooner. Reviewed on: 19th December 2016

Excellent caring customer service.

I was approved for a loan which I received very fast into my account. I did not need this loan after all and panicked a little but I spoke with a lovely calming customer service employee who helped me through the process to amend this. I was so nervous and scared that it was too late but it wasn't and I was so relieved. But I will without a doubt be using zopa again if I needed too. Reviewed on: 19th December 2016

Fast, easy, great rates!

Took less than ten minutes and the money was in my account within two days - far cheaper than the car finance I was offer d by dealer, and no early settlement fees! Reviewed on: 19th December 2016

Zopa were effecient, helpful and quick and I have had no problems at all.

They have been helpful and effecient throughout Reviewed on: 19th December 2016

Great loan provider

Ease of applying and receiving the money made the whole process stress free! Reviewed on: 19th December 2016

quick,simple,competitive

Easy,decision as great rates,simple online form,speedy transfer Reviewed on: 19th December 2016

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