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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Great fast and easy service

Great experience, quick and easy to use and great rates available also. Reviewed on: 19th December 2016

Zopa is zuper!

Easy peasy! Clear interest rates and lending facts. What more could you ask for. I had a loan for 5 years with zopa! They are z-uper! Reviewed on: 19th December 2016

easy with no stress

interest low very easy to apply recommend 100% Reviewed on: 19th December 2016

fast, easy, great APR. Perfect when needed. I wouldn't hesitate next time

I would definetely recommend this to whoever is in need. I needed it twice in the past yeras and they cane on top easily each and every time. Very simple to apply and indeed you get the answer very quick. Well done Zopa Reviewed on: 19th December 2016

Low rates fast funding and easy to use website. Already recommended to a few.

Really fast to apply and get accepted, really low rates and website is extremely friendly to use. Customer service is also amazing and the staff are knowledgeable and helpful. Reviewed on: 19th December 2016

Brilliant

Fast efficient, clear concise, best rates ever. Can not reccomend Zopa enough. Although i already have to family and friends. Evetything so straight forward. Reviewed on: 19th December 2016

Zopa on top, non-stop

It was simple, easy and actually very cheap conpared to many others. Reviewed on: 19th December 2016

Amazing service with no complications.

Zopa handled my application in a speedy manner and they were in constant communication with me every step of the way. They allow me to change payment dates if needed and I have my account linked to my phone so I can always check my balance and make additional payments. Have recommended to many friends and family members. Reviewed on: 19th December 2016

Brill

Perfect, hassle free straight forward Reviewed on: 19th December 2016

Quick and Efficient

I wanted a loan to make some home improvemts. Zopa had the best rate available and the money was in my account very quickly. There was minimal forms to fill in and it was a very easy process. Reviewed on: 19th December 2016

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