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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Great

Really easy to manage online once you've taken out the loan, easy to set up in the first place Reviewed on: 19th December 2016

Low interest and prompt decision

Competitive interest rate, approved promptly and paid promptly. I requested a change in repayment date and it was approved immediately with no problem (with an appropriate tiny change in the interest). Reviewed on: 19th December 2016

A easy and by far the best company to deal with

It was so easy and In exhaustive application with clear questions with quick decision Reviewed on: 19th December 2016

No fuss, no gimmicks, no problem!

Can't recommend highly enough. The whole online process was easy to navigate and complete. Fantastic interest rate, flexible terms, clear and concise wording. What more can you ask for? Reviewed on: 19th December 2016

First Class

Awesome! Quick easy and effortless. Fantastic service. Easiest loan I have ever applied for. Will definitely use them again and recommend to everyone. Reviewed on: 19th December 2016

Brilliant company will definitely use again.

Fast and reliable company. Brilliant website helps keep track of all your payments and information. No problems at all will definitely use again Reviewed on: 19th December 2016

Great company at fantastic rates

I'm on my second loan with Zopa and am delighted with their service and loyalty to their customers. Hassle free and very flexible when making payments. I would recommend anyone a Zopa loan :-) Reviewed on: 19th December 2016

Simple & efficient

The whole experience was without hassle. Reviewed on: 19th December 2016

Great Interest Rate on Personal Loan

The interest received on the loan I took out was low compared to some other money lenders and this has made my monthly repayment easy to pay. I have already recommended Zopa to friends that needed personal loan. Additionally, zopa doesn't waste time to credit your bank account once you are approved. Reviewed on: 19th December 2016

Great company no problem staff great

First class help first class got to try it Reviewed on: 19th December 2016

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