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Acorn Community Bank: Loans reviews

4.94
Based on 923 reviews, last reviewed 27th Mar 2026
11% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Brilliant only thing that lets them down is transfer... Brilliant only thing that lets them down is transfer to ur bank account are not instant u have to wait hours or sometimes the next day but apart from ... Read more Reviewed on: 27th March 2026
Amanda Kennedy's avatar
Amanda Kennedy

Latest lowest rating:

1

I do NOT recommend!!! My company’s Credit Union was merged with Acorn Community Bank, and we were assured that everything would remain as smooth and straightforward as befo... Read more Reviewed on: 9th March 2026
Magda M's avatar
Magda M

About this product

Acorn Community Bank offer four personal loan types – a Family Loan, an Acorn Personal Loan, a Loyalty Savers Loan and a Payroll Loan.

The amount you can borrow varies between £200 and £15,000 depending on the loan type.

Acorn Community Bank personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Acorn Community Bank before, you can also leave a review and share your experience.

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Acorn Community Bank Loans reviews (923)

Brilliant only thing that lets them down is transfer...

5
Brilliant only thing that lets them down is transfer to ur bank account are not instant u have to wait hours or sometimes the next day but apart from that they r great Reviewed on: 27th March 2026

Great people x love being with them

5
Great people x love being with them Reviewed on: 24th March 2026

Good way to get a loan

5
Having a loan against my child benefit is really easy and grate way for me to manage my money without worrying about remembering to pay the bill each week the money taken straight from my child benefit and rest given back to me over all I would have struggled to save a lump sum to pay for holiday ect this gave me the deposit so I could Reviewed on: 22nd March 2026

Must say I'm very appreciative with everyone who dea...

5
Must say I'm very appreciative with everyone who dealt with my enquires made me feel comfortable helped with things I didn't understand so thankyou to everyone who helped me Reviewed on: 12th March 2026

Very good experience, I have a child benefit loan wi...

5
Very good experience, I have a child benefit loan with them. Always good response and very helpful Reviewed on: 10th March 2026

I do NOT recommend!!!

1
My company’s Credit Union was merged with Acorn Community Bank, and we were assured that everything would remain as smooth and straightforward as before. What a surprise I had when I applied for a small loan! They carried out a hard credit check and bombarded me with what felt like hundreds of intrusive questions—as if I were applying for something far more serious than £300. The whole experience made me feel like a criminal rather than a customer. I’ll be avoiding this bank as much as possible from now on, and I certainly won’t be recommending it to anyone. Such a disappointment! Reviewed on: 9th March 2026

This is my 1st time ever getting a loan, passed my d...

5
This is my 1st time ever getting a loan, passed my driving test & needed to buy my 1st car! So I applied & instantly got a response, the whole process was very easy & straight forward, whenever I phoned the staff were lovely, I had my loan within a week. Brilliant service:) Reviewed on: 7th March 2026

I was so scared to apply thinking I would be judged...

5
I was so scared to apply thinking I would be judged but that was far from the truth I’m a new mum and I need a loan and I was greatful for Acorn community banking I really am that helped me in a time in need the forms was easy and fast even when I got confused I rang up the was so kind and understanding and taking there time to explain and to reassure me on everything I’m so glad I did. Soon the loan money went In which was like they said in the exact time frame and the same day soon. I as I signed the loan agreement I was so happy and greatful and all my fears went away Reviewed on: 6th March 2026

They are brilliant.

5
They are brilliant. Really efficient. Reviewed on: 5th March 2026

Acorn has been really good to mr.

5
Acorn has been really good to mr. I have been able to apply for some loans and have always been accepted. I have also been able to save with Acorn Reviewed on: 2nd March 2026

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