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Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (63865 reviews)

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4.94

Based on 63,865 reviews, last reviewed 11th Apr 2025

272500% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Helped me save money... I wanted a consolidation loan to pay a credit card off, that was more than i was eligible for. A customer service advisor helped me by taking a few e... Read more Reviewed on: 11th April 2025

Latest lowest rating:

1

Very poor customer service . Very poor customer service . I have phoned up twice and none of them seem to know what they are doing . Reviewed on: 27th March 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (63865)

Review of the Zopa, Personal Loan:

Simple, competitive & fast

This has enabled me to complete home improvements. Reviewed on: 31st May 2017

Very helpful and efficient.

Very helpful and efficient. Feels safe in their hands Reviewed on: 1st March 2025

No nonsense

Easy experience from the start. Good rates and flexible payment options Reviewed on: 1st March 2025

Very fast service ,within seconds money in account

Very fast service ,within seconds money in account Reviewed on: 1st March 2025

I mattered!

I wanted to simplify my financial situation, but was worried about the whole process, especially about the prospect of having to talk to someone. I found the application straightforward, and was notified that I would be contacted. My worse scenario.. But the person who phoned me could not have been more pleasant. I felt the purpose of the call was to make sure I was taking the right affordable route to help my financial situation. I felt I mattered as an individual. Thank you! Reviewed on: 1st March 2025

Had a breakdown on my car and I need the car for work.

Had a breakdown on my car and I need the car for work. I had to replace a lot of parts. I was able to apply for a Zopa credit card so simply and easy to fill in the application Reviewed on: 1st March 2025

I’m very happy about Zopa and thank you so much for...

I’m very happy about Zopa and thank you so much for all Reviewed on: 1st March 2025

I have always found the rates very good and the fact...

I have always found the rates very good and the fact you have the option to pay off quicker and reduce monthly payments Reviewed on: 1st March 2025

Thumbs up for Zopa

Simple application process, quick decision & fantastic app to keep track of payments etc. Reviewed on: 1st March 2025

Asked for a small loan it was in my account within t...

Asked for a small loan it was in my account within the hour Apr was excellent they didn't ask me loads of questions discussed what would suit me pay back only small on top of loan you couldn't get a better rate anywhere I would highly recommend them 100 percent Reviewed on: 1st March 2025

Best company out there

I find the whole process very simple, clear and fast. Love online app too, very well structured and easy to navigate. It's great that you can make extra payments and/or repay the loan quicker Reviewed on: 28th February 2025

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