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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Easy to apply

Fixed rate. Good customer service. Easy to apply. Reviewed on: 19th December 2016

Best rates

Really competitive interest rates, quick and easy application and fast delivery of the money, would defiantly use again! Reviewed on: 19th December 2016

Efficient quick service

I applied for a loan on line and was very impressed with the quick response and the speed of the loan being agreed and the money transferred into my bank account. I also liked the competitive interest rates. Reviewed on: 19th December 2016

Quick responded and friendly to talk to.

Quick to answer. Good telephone manners quick to put money in your bank. Reviewed on: 19th December 2016

Zopa review

Took out a loan with Zopa interest rates were lower than the Banks/ Building Society no problems at all highly recommend Reviewed on: 19th December 2016

easy to applie

only takes a couple of days, no fuss and quick reply. Reviewed on: 19th December 2016

All stars

I had been trying to sort out my bills for a long time but not getting anywhere with all the interest on top off interest my monthly payments were just getting to much then I able to get a zopa loan and have paid off all my other loans and credit cards and only have the one payment a month and in a few years I will debt free. Reviewed on: 19th December 2016

Fast service

Fast service, only took a day from application until the money was in the bank, would definitely recommend Zopa. Reviewed on: 19th December 2016

Quick and easy to apply for loans low interest

Quick and easy to apply, quick response good interest rates really low, great dealing with queries and no charge for early repayment would highly recommend. Reviewed on: 19th December 2016

Top Dogs

So very easy to deal with and is with you so quickly. Couldn't rate more highly, superb. Reviewed on: 19th December 2016

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