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Zopa: Personal loan reviews

4.94
Based on 65,249 reviews, last reviewed 16th Oct 2025
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025
Makatleho P's avatar
Makatleho P

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

profesional

5
very good , and profesional loans company best on uk. Reviewed on: 19th December 2016

Easy and fast.

5
The experience was very easy and fast. I supplied the required documentation and everything was agreed and completed very quickly. Great service. Would highly recommend to friends and family. Reviewed on: 19th December 2016

Lending made easy

5
The best rates, the least amount of hassle. What I like is that you can track the balance of your loan online. Reviewed on: 19th December 2016

Quick, easy & stress reliving

5
Just what the title said Easiest loan application ever Reviewed on: 19th December 2016

Great serivice from zopa

5
Quick and easy online application and in an instant you will know if your application is approved or not . No calls to the customer care next And going through the same process that you have already filled online . Highly recommended zopa . Reviewed on: 19th December 2016

First rate service from a reliable company

5
Quick and hassle free process with various options to suit all credit ratings. Applications are dealt with thoroughly and you are kept informed of the process throughout the application. I would recommend Zopa as hey don't just deal with people with perfect credit histories, they deal with all applicants the same professional way. Reviewed on: 19th December 2016

Very low interest rates

5
I am very happy with zopa because they offered me very low interest rates and excellent service. Reviewed on: 19th December 2016

Loans

5
A life saver! I couldn't purchase the 10% share in my property without Zopa, they lent me the money without any hassle at all, great service, great offer and great result. Thank you Zopa. Reviewed on: 19th December 2016

Efficient

5
Quick,efficient,professional and competitive Reviewed on: 19th December 2016

Straightforward

4
This was the first loan I had to take out in order to buy a car and it was very easy to apply, straightforward and even had a good interest rate compared to many banks. I am very pleased with the service I received. Reviewed on: 19th December 2016

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