Smart Money People Logo

Zopa: Personal Loan reviews

4.94
Based on 64,844 reviews, last reviewed 19th Apr 2025
27% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent, easy and quick! Excellent, easy and quick! Will use Zopa again! The app is also super easy to use. Reviewed on: 19th April 2025
David B's avatar
David B

Latest lowest rating:

1

Eligibility problems. I'm not eligible for a small personal loan, despite holding a Zopa credit card. So I went to Zable instead. And was accepted with no fuss. Reviewed on: 13th April 2025
Joe St's avatar
Joe St

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (64844)

Review of the Zopa, Personal Loan:

Simple, competitive & fast

5
This has enabled me to complete home improvements. Reviewed on: 31st May 2017

Easy to deal with and set up when being a customer.

5
Easy to deal with and set up when being a customer. Reviewed on: 16th April 2025

The whole process was clear and simple and informative

5
The whole process was clear and simple and informative Reviewed on: 16th April 2025

Great company

5
Zopa were very easy to deal with from start to finish with everything done by email or in the App. Reviewed on: 16th April 2025

Hassle free easy to set up very quick decisions

5
Hassle free easy to set up very quick decisions Reviewed on: 16th April 2025

Fast and efficient service informative and easy to d...

5
Fast and efficient service informative and easy to deal with Reviewed on: 16th April 2025

I have had 2 loans with Zopa.

5
I have had 2 loans with Zopa. The process is easy and efficent. I will use services when needed in the future. Reviewed on: 16th April 2025

Fast Response easy application great communication

5
Fast Response easy application great communication Reviewed on: 16th April 2025

Amazing and supportive.

5
Amazing and supportive. Zopa have not only supported me in consolidation of previous borrowing to cover maternity leave but their savings advice has helped me to save over £1000 too. They seem like a company trying to do a bit of good. Reviewed on: 16th April 2025

Excellent customers service friendly team quick resp...

5
Excellent customers service friendly team quick response to enquiries Reviewed on: 16th April 2025

Always get good service, competative rates easy to u...

5
Always get good service, competative rates easy to use website. Fast and reliable answers to all queries and questions. Would always be my first choice for a loan Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products