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Zopa: Personal loan reviews

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4.94
Based on 67,275 reviews, last reviewed 22nd Jan 2026
99700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Easily the most efficient, informative , and simples... Easily the most efficient, informative , and simplest process I have ever used to obtain a loan. Reviewed on: 22nd January 2026
Makak's avatar
Makak

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026
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Tina Trice
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67275)

Very user friendly

4
The service was efficient and quick. I really liked the ability to manage your loan online Reviewed on: 30th May 2017
Matthew Tyler's avatar
Matthew Tyler

Quick and Easy with highly competitive rates

4
Zopa provided the best experience of applying and getting the loan from the comfort of my couch and best thing was it also offered the best rate beating all the banks rates. What more can one ask truly great experience and competitive offering. The money was quickly credited too. Definitely recommended!! Reviewed on: 30th May 2017
Amarnath Singh's avatar
Amarnath Singh

Very good and efficient

5
Best rate about and recommended to lots of friends and family Reviewed on: 30th May 2017
Garethjarrett 's avatar
Garethjarrett

Excellent up front and convenient company

5
Recommended by a friend very helpful both online and over the phone up front costs very good company Reviewed on: 30th May 2017
Robert Burkey's avatar
Robert Burkey

Quick & Easy

5
We needed a bigger car for our baby and went to Zopa and got a loan within a few minutes and the repayments were half that of the dealership. Brilliant!! Reviewed on: 30th May 2017
Dominic Wright's avatar
Dominic Wright

best lending company I've ever used

5
Kept up to date at all times, with the best APR rates available Reviewed on: 30th May 2017
Gareth Parfitt 's avatar
Gareth Parfitt

Quick and simple process

5
I came to Zopa in search of a loan that would help me pay off a credit card balance. The process took 10 mins and was a very easy one. The whole process was clearly explained at each step making it very easy to understand what I was agreeing to. 10/10 Reviewed on: 30th May 2017
John Wallace's avatar
John Wallace

first class

5
First class rates,first class service . No hassle and a fast payout. Would recommend to anyone Reviewed on: 30th May 2017
graham ward's avatar
graham ward

Quick and Easy

5
Amazing! Very quick and easy. Straighforward service that doesnt keep you waiting on the outcome. Also, really like how customisable your loan is. Love that you are able to choose your own repayment date and that you have the option to pay off more or all of your loan whenever you want. Reviewed on: 30th May 2017
Adnan Ahmed's avatar
Adnan Ahmed

Upfront Loans, Reasonable Rates

5
I've found my Zopa Loan has been excellent. I knew exactly what it would cost me in interest and fees before applying, the loan was approved in a few days and from approval I had the money in the bank the next day. I've had no problems setting up my repayments and the whole thing has been hassle free. Reviewed on: 30th May 2017
Jessica Hart's avatar
Jessica Hart

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