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Zopa: Personal Loan reviews

4.94
Based on 65,241 reviews, last reviewed 4th May 2025
45% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy to apply. Quick and easy to apply. All information clear. Money paid into account quickly. Reviewed on: 29th April 2025
Franziska E's avatar
Franziska E

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (65241)

Review of the Zopa, Personal Loan:

A Personal Loan with Zopa

5
I recently phoned the Customer Service Team at Zopa to enquire about a personal loan. After they went through the terms and conditions with me and fully explained what the interest and repayment schedule would be for the loan amount I needed. Within a few hours that same day, had a message informing me that my application was successful! Such a great easy process, thanks Zopa! Reviewed on: 28th February 2025

Easy to apply decision in minutes and money paid ver...

5
Easy to apply decision in minutes and money paid very quickly into account once approved. Reviewed on: 28th April 2025

Zopa helped me when I needed a quick loan the money...

5
Zopa helped me when I needed a quick loan the money was in my account within three minutes. Absolutely fantastic service I recommend Zopa to anyone . Reviewed on: 28th April 2025

Fantastic service, fast and with great support , wit...

5
Fantastic service, fast and with great support , with good interest rates Reviewed on: 28th April 2025

Easy Application

5
I struggled to get a loan because of my age even though I had the income to pay with. They were amazing and made the application so easy and verified a couple of details and within two days I had my loan. Very organised. Reviewed on: 28th April 2025

Easy to use, helpful, informative

5
Easy to use, helpful, informative Reviewed on: 28th April 2025

Its a great credit card with great service

5
Its a great credit card with great service Reviewed on: 28th April 2025

Very fast response to any enquiry.

5
Very fast response to any enquiry. Fair loan repayments. Reviewed on: 27th April 2025

Excellent Customer Service

5
Simple and efficient loan application Reviewed on: 27th April 2025

Excellwnt

5
Excellent, easy process and app easy to use very clear Reviewed on: 27th April 2025

Really helpful in helping me consolidate debt Great...

5
Really helpful in helping me consolidate debt Great app to follow Reviewed on: 27th April 2025

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